/* Home page, Home B2 v4 design. Built by setup/build-home-b2.py. */
:root{
    --dark:#1c50dd;--dark-2:#1642bd;--light-black:#2b5ee8;--ink:#141a3a;
    --grey:#f6f6f6;--white:#fff;--muted:#666a72;--muted-2:#888;--stroke:#e8e8e8;
    --gold:#3fd0ff;--gold-deep:#1c50dd;--on-dark:#e4ebff;--maxw:1180px;
    --ease:cubic-bezier(.22,.61,.36,1);
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased;line-height:1.55;overflow-x:hidden}
  h1,h2,h3,h4{font-family:'Inter',sans-serif;color:var(--ink);text-transform:uppercase;font-weight:700;letter-spacing:-.05em;line-height:1.0}
  h1{font-size:clamp(46px,7.8vw,92px)}h2{font-size:clamp(32px,4.6vw,50px)}h3{font-size:clamp(24px,3vw,40px)}h4{font-size:20px}
  img{max-width:100%;display:block}a{color:inherit;text-decoration:none}p{font-size:16px}
  .wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}

  .btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-weight:500;font-size:15px;padding:14px 30px;border-radius:100px;cursor:pointer;border:1.5px solid transparent;transition:transform .25s var(--ease),background .25s,color .25s,border-color .25s;white-space:nowrap}
  .btn svg{transition:transform .25s var(--ease)}.btn:hover svg{transform:translateX(3px)}
  .btn:active{transform:scale(.97);transition-duration:.12s}
  .btn-gold{background:#fff;color:var(--dark);box-shadow:0 8px 24px rgba(0,0,0,.14)}.btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(0,0,0,.18)}
  .btn-dark{background:var(--dark);color:#fff}.btn-dark:hover{background:var(--dark-2);transform:translateY(-2px)}
  .btn-on-dark{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.3);color:#fff}.btn-on-dark:hover{background:rgba(255,255,255,.18)}
  .btn-white{background:#fff;color:var(--dark)}.btn-white:hover{transform:translateY(-2px)}

  /* signature Lomma blur-in reveal */
  .reveal{opacity:0;transform:translateY(50px);filter:blur(5px);transition:opacity .85s var(--ease),transform .85s var(--ease),filter .85s var(--ease)}
  .reveal.in{opacity:1;transform:none;filter:blur(0)}
  .d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}.d4{transition-delay:.32s}.d5{transition-delay:.40s}

  /* odometer */
  .od{display:inline-flex;align-items:flex-start;line-height:1}
  .od-col{display:inline-block;height:1em;overflow:hidden;line-height:1}
  .od-strip{display:flex;flex-direction:column;transform:translateY(-100%);transition:transform 1.2s var(--ease)}
  .od.roll .od-strip{transform:translateY(0)}
  .od-d{height:1em;line-height:1}
  .od-sep{display:inline-block}

  section.band{padding:100px 0}
  .band.grey{background:var(--grey)}
  .band.dark{background:var(--dark);color:var(--on-dark)}
  .band.dark h2,.band.dark h3,.band.dark h4{color:#fff}
  .band.milestones{padding:150px 0}
  .sh{max-width:640px;margin-bottom:52px}
  .sh.center{margin-left:auto;margin-right:auto;text-align:center}
  .sh p{margin-top:18px;font-size:20px;color:var(--muted)}
  .band.dark .sh p{color:var(--on-dark)}

  /* NAV */
  header.nav{position:fixed;top:0;left:0;right:0;z-index:60;transition:background .3s,box-shadow .3s,border-color .3s;border-bottom:1px solid transparent}
  header.nav.scrolled{background:rgba(255,255,255,.92);backdrop-filter:blur(16px);border-color:var(--stroke)}
  .nav-in{display:flex;align-items:center;gap:28px;height:78px}
  .nav-logo{flex-shrink:0}.nav-logo img{height:32px;transition:filter .3s}
  .nav-links{display:flex;gap:26px;flex:1;justify-content:center}
  .nav-links a{font-weight:500;font-size:14.5px;color:#fff;transition:color .2s}
  header.nav.scrolled .nav-links a{color:var(--ink)}
  .nav-links a:hover{color:var(--dark)}
  .nav-right{display:flex;align-items:center;gap:16px;flex-shrink:0}
  .nav-phone{font-weight:600;font-size:14.5px;color:#fff}
  header.nav.scrolled .nav-phone{color:var(--ink)}.nav-phone:hover{color:var(--dark)}
  header.nav.scrolled .nav-logo img{filter:none}
  .nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px}
  .nav-toggle span{width:24px;height:2px;background:#fff;border-radius:2px}
  header.nav.scrolled .nav-toggle span{background:var(--ink)}
  .mobile-menu{display:none}

  /* HERO */
  .hero{position:relative;min-height:100vh;display:flex;align-items:center;background:var(--dark);overflow:hidden}
  .hero-bg{position:absolute;inset:0;overflow:hidden;background:#1a2447 url(../home-b2/hero.jpg) center/cover no-repeat}
  .hero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(103deg,rgba(9,24,92,.9) 0%,rgba(14,40,140,.62) 34%,rgba(18,52,178,.3) 60%,rgba(18,52,178,.08) 100%),linear-gradient(to top,rgba(8,20,78,.55) 0%,rgba(8,20,78,0) 44%)}
  .hero-in{position:relative;z-index:2;display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;width:100%;padding-block:130px 90px}
  .hero h1{color:#fff;line-height:.94;text-shadow:0 2px 34px rgba(6,16,64,.42)}.hero h1 span{color:var(--gold)}
  .hero .sub{color:rgba(255,255,255,.9);font-size:20px;max-width:480px;margin-top:26px;line-height:1.5;text-shadow:0 1px 22px rgba(6,16,64,.4)}
  .hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}
  .hero-trust{display:flex;align-items:center;gap:11px;margin-top:30px;color:rgba(255,255,255,.82);font-size:14px;font-weight:500;text-transform:none;letter-spacing:0}
  .stars{color:var(--gold);letter-spacing:2px}
  .avstack{display:inline-flex;margin-right:2px}
  .avstack span{width:34px;height:34px;border-radius:50%;border:2px solid rgba(255,255,255,.9);margin-left:-10px;background-size:cover;background-position:center}
  .avstack span:first-child{margin-left:0}
  .g-badge{width:46px;height:46px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 6px 18px rgba(0,0,0,.18)}
  .g-badge svg{width:24px;height:24px}
  .g-stars{color:#fbbc05;letter-spacing:2px}
  .g-lbl{font-weight:600;color:#fff;margin-left:6px}
  .glass{background:#fff;border-radius:28px;padding:28px;box-shadow:0 40px 90px rgba(0,0,0,.28);color:var(--ink);max-width:420px;margin-left:auto}
  .glass .q-h{font-family:'Inter',sans-serif;font-weight:700;font-size:23px;letter-spacing:-.02em;color:var(--ink);text-transform:none;line-height:1.15}
  .glass .q-sub{font-size:13.5px;color:var(--muted);margin-top:8px;margin-bottom:18px}
  .q-opt{display:flex;align-items:center;gap:13px;background:var(--grey);border:1.5px solid transparent;border-radius:16px;padding:14px 15px;margin-bottom:10px;cursor:pointer;transition:border-color .2s,background .2s,transform .2s}
  .q-opt:hover{border-color:var(--dark);background:#fff;transform:translateY(-1px)}
  .q-opt:active{transform:scale(.99);transition-duration:.1s}
  .q-ic{width:48px;height:48px;border-radius:14px;background:var(--dark);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:#fff;box-shadow:0 6px 16px rgba(10,28,110,.22)}
  .q-ic svg{width:24px;height:24px}
  .q-opt .q-t{font-weight:700;font-size:14.5px;color:var(--ink)}
  .q-opt .q-s{font-size:12.5px;color:var(--muted)}
  .q-opt .q-ar{margin-left:auto;color:var(--dark);display:flex}
  .glass .q-cta{margin-top:6px;width:100%}

  /* BRAND */
  .brand{padding:70px 0;border-bottom:1px solid var(--stroke)}
  .brand .lbl{text-align:center;font-size:18px;font-weight:600;color:var(--ink);letter-spacing:-.01em;margin-bottom:34px}
  .logos{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));align-items:center;justify-items:center;gap:36px 40px;max-width:1180px;margin:0 auto}
  .logos img{height:48px;width:100%;max-width:180px;object-fit:contain;opacity:.7;filter:grayscale(1);transition:opacity .25s,filter .25s}
  @media(max-width:960px){.logos{grid-template-columns:repeat(3,minmax(0,1fr))}}
  @media(max-width:620px){.logos{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 24px}.logos img{height:36px}}
  .logos img:hover{opacity:1;filter:none}

  /* BENTO (finance-style) */
  .bento{display:grid;grid-template-columns:repeat(3,1fr);grid-auto-rows:minmax(340px,auto);gap:20px}
  .bx{border-radius:28px;padding:36px;overflow:hidden;position:relative;display:flex;flex-direction:column;transition:transform .35s var(--ease)}
  .bx:hover{transform:translateY(-5px)}
  .b-wide{grid-column:span 3;background:linear-gradient(120deg,#12308f 0%,var(--dark) 52%,#2a5cf0 100%);color:var(--on-dark);display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center;padding:52px}
  .b-wide h3{color:#fff;font-size:clamp(26px,3.2vw,40px)}
  .b-wide p{margin-top:16px;font-size:16px;max-width:440px}
  .b-wide .bw-cta{margin-top:26px}
  .b-panel{background:#fff;border-radius:22px;padding:30px;box-shadow:0 24px 60px rgba(0,0,0,.26)}
  .b-panel .bp-l{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
  .b-panel .bp-n{font-weight:700;font-size:58px;letter-spacing:-.04em;color:var(--dark);line-height:1;margin-top:6px;display:flex;align-items:flex-start}
  .b-panel .bp-n small{font-size:26px;color:var(--dark);margin-top:5px;margin-left:2px}
  .b-panel .bp-note{font-size:13px;color:var(--muted);margin-top:12px;line-height:1.45;max-width:290px}
  .b-mini{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:22px}
  .b-mini > div{background:var(--grey);border-radius:14px;padding:18px 16px}
  .b-mini .m-n{font-weight:700;font-size:25px;color:var(--dark);letter-spacing:-.03em;line-height:1}
  .b-mini .m-l{font-size:12.5px;color:var(--muted);margin-top:6px;line-height:1.35}
  .b-lenders{background:var(--grey)}
  /* the two small cards (lenders, serving Ontario) share one structure: title, text, chips pinned to the bottom */
  .b-lenders h4,.b-serve h4{margin-bottom:12px}
  .b-lenders p,.b-serve p{font-size:14.5px;color:var(--muted)}
  .b-chips{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:0;padding-top:24px}
  .b-lenders,.b-serve{justify-content:center}
  .b-chip{background:#fff;border:1px solid var(--stroke);border-radius:12px;padding:10px 14px;font-size:12.5px;font-weight:600;color:var(--muted);text-align:center;white-space:nowrap}
  .b-photo{grid-column:span 2;min-height:320px;justify-content:flex-end;color:#fff;background:#111}
  .b-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
  .b-photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(12,10,40,.1),rgba(12,10,40,.85));z-index:1}
  .b-photo .bp-in{position:relative;z-index:2}
  .b-photo h3{color:#fff;font-size:26px;max-width:420px}
  .b-photo p{color:rgba(255,255,255,.82);margin-top:10px;font-size:15px;max-width:420px}
  .b-advisors{grid-column:span 2;min-height:320px;justify-content:flex-end;color:#fff;background:#111}
  .b-advisors img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
  .b-advisors::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(12,10,40,.1),rgba(12,10,40,.82));z-index:1}
  .b-advisors .bp-in{position:relative;z-index:2}
  .b-advisors h3{color:#fff;font-size:26px}
  .b-advisors .bw-cta{margin-top:18px;position:relative;z-index:2}
  .b-serve{background:var(--grey)}

  /* SERVICES cards */
  .cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
  .card{background:var(--grey);border-radius:24px;padding:28px;display:flex;flex-direction:column;transition:transform .3s var(--ease)}
  .card:hover{transform:translateY(-5px)}
  .card.dark{background:var(--dark);color:var(--on-dark)}
  .card.dark h4{color:#fff}.card.dark .c-link{color:var(--gold)}
  .card .c-ic{width:52px;height:52px;border-radius:14px;background:#fff;display:flex;align-items:center;justify-content:center;margin-bottom:22px;color:var(--dark)}
  .card .c-ic svg{width:25px;height:25px}
  .card.dark .c-ic{background:rgba(255,255,255,.1);color:var(--gold)}
  .card h4{font-size:18px;letter-spacing:-.03em;margin-bottom:10px;line-height:1.1;color:var(--ink)}
  .card p{font-size:14px;color:var(--muted);flex:1}.card.dark p{color:var(--on-dark)}
  .card .c-link{margin-top:18px;font-weight:600;font-size:12.5px;color:var(--dark);display:inline-flex;align-items:center;gap:6px;text-transform:uppercase;letter-spacing:.04em}

  /* SERVICES bento (photo + text cards) */
  .svc{display:grid;grid-template-columns:repeat(3,1fr);grid-auto-rows:270px;gap:20px}
  .sv{position:relative;border-radius:28px;overflow:hidden;padding:32px;display:flex;flex-direction:column;justify-content:flex-end;transition:transform .35s var(--ease)}
  .sv:hover{transform:translateY(-5px)}
  .sv.text{background:var(--grey)}
  .sv.dark{background:var(--dark)}
  .sv.photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;transition:transform .7s var(--ease)}
  .sv.photo:hover img{transform:scale(1.06)}
  .sv.photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(10,8,36,.12),rgba(10,8,36,.82));z-index:1}
  .sv .sv-in{position:relative;z-index:2}
  .sv .sv-tag{position:absolute;top:30px;left:32px;z-index:2;font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--gold-deep)}
  .sv.photo .sv-tag,.sv.dark .sv-tag{color:var(--gold)}
  .sv h4{font-size:23px;letter-spacing:-.03em;margin-bottom:9px;line-height:1.05}
  .sv.text h4{color:var(--ink)}.sv.dark h4,.sv.photo h4{color:#fff}
  .sv p{font-size:14px;max-width:340px}
  .sv.text p{color:var(--muted)}.sv.dark p,.sv.photo p{color:rgba(255,255,255,.82)}
  .sv-2{grid-column:span 2}
  @media(max-width:900px){.svc{grid-template-columns:1fr 1fr;grid-auto-rows:240px}.sv-2{grid-column:span 2}}
  @media(max-width:600px){.svc{grid-template-columns:1fr}.sv-2{grid-column:span 1}}

  .sv .sv-cta{display:inline-flex;align-items:center;gap:8px;margin-top:18px;align-self:flex-start;font-family:'Inter',sans-serif;font-weight:600;font-size:13.5px;padding:11px 20px;border-radius:100px;background:#fff;color:var(--dark);box-shadow:0 6px 18px rgba(10,20,60,.18);transition:transform .25s var(--ease),box-shadow .25s}
  .sv.text .sv-cta{background:var(--dark);color:#fff;box-shadow:none}
  .sv .sv-cta svg{transition:transform .25s var(--ease)}
  .sv:hover .sv-cta{transform:translateY(-2px)}
  .sv:hover .sv-cta svg{transform:translateX(4px)}

  /* WHO: sticky intro + horizontal photo-row list (distinct from the Services grid) */
  .helpwrap{display:grid;grid-template-columns:.82fr 1.18fr;gap:56px;align-items:start}
  .help-intro{position:sticky;top:104px}
  .help-intro h2{font-size:clamp(32px,4.6vw,50px)}
  .help-intro p{margin-top:16px;font-size:18px;color:var(--muted)}
  .help-intro .btn{margin-top:26px}
  .help-list{display:flex;flex-direction:column;gap:16px}
  .hrow{display:flex;gap:18px;align-items:center;background:#fff;border:1px solid var(--stroke);border-radius:20px;padding:16px;transition:transform .25s var(--ease),box-shadow .25s var(--ease)}
  .hrow:hover{transform:translateX(5px);box-shadow:0 16px 36px rgba(12,26,82,.10)}
  .hrow .h-img{width:104px;height:104px;border-radius:16px;overflow:hidden;flex-shrink:0}
  .hrow .h-img img{width:100%;height:100%;object-fit:cover;transition:transform .5s var(--ease)}
  .hrow:hover .h-img img{transform:scale(1.06)}
  .hrow h4{font-size:18px;letter-spacing:-.02em;margin-bottom:6px;color:var(--ink);line-height:1.1}
  .hrow p{font-size:14px;color:var(--muted)}
  @media(max-width:900px){.helpwrap{grid-template-columns:1fr;gap:32px}.help-intro{position:static}}
  @media(max-width:600px){.hrow .h-img{width:78px;height:78px}}
  /* Equity calculator (fills the Who-we-help intro column) */
  .eqcalc{background:#fff;border:1px solid var(--stroke);border-radius:22px;padding:26px;margin-top:26px;box-shadow:0 16px 40px rgba(0,0,0,.08)}
  .eqcalc .ec-h{font-family:'Inter',sans-serif;font-weight:700;font-size:18px;color:var(--ink);margin-bottom:6px}
  .eqcalc .ec-i{font-size:13px;color:var(--muted);margin-bottom:16px}
  .eqcalc label{display:flex;justify-content:space-between;align-items:baseline;font-size:13px;font-weight:600;color:var(--muted);margin:16px 0 8px}
  .eqcalc label b{color:var(--ink);font-size:15px}
  .eqcalc input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:6px;border-radius:100px;background:var(--grey);outline:none;margin:0}
  .eqcalc input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--dark);cursor:pointer;border:3px solid #fff;box-shadow:0 2px 6px rgba(0,0,0,.22)}
  .eqcalc input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--dark);cursor:pointer;border:3px solid #fff}
  .ec-out{margin-top:22px;background:linear-gradient(135deg,#2f6bf3,#1a44bd);border-radius:16px;padding:20px;text-align:center;color:#fff}
  .ec-out .ec-lab{font-size:11.5px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:rgba(255,255,255,.82)}
  .ec-out .ec-val{font-family:'Inter',sans-serif;font-weight:700;font-size:38px;letter-spacing:-.03em;margin-top:5px;line-height:1}
  .eqcalc .btn{margin-top:16px;width:100%}
  .eqcalc .ec-dis{font-size:11px;color:var(--muted);margin-top:12px;line-height:1.5}

  /* COMPARE */
  .compare{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:44px}
  .cmp{border-radius:32px;padding:44px}
  .cmp.bank{background:var(--grey)}.cmp.us{background:var(--dark);color:var(--on-dark)}
  .cmp h4{font-size:20px;letter-spacing:-.02em;margin-bottom:24px;color:var(--ink)}.cmp.us h4{color:#fff}
  .cmp ul{list-style:none;display:flex;flex-direction:column;gap:16px}
  .cmp li{display:flex;gap:12px;font-size:15.5px;align-items:flex-start}
  .cmp li .ico{flex-shrink:0;width:22px;height:22px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;margin-top:1px}
  .cmp.bank li{color:var(--muted)}.cmp.bank .ico{background:#e4e4e4;color:#9a9a9a}
  .cmp.us li{color:#fff}.cmp.us .ico{background:var(--gold);color:#0c1a52}

  /* MILESTONES */
  .miles{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  .mc{position:relative;border-radius:32px;padding:36px;min-height:460px;display:flex;flex-direction:column;justify-content:flex-end;color:#fff;overflow:hidden;background:linear-gradient(160deg,#2f6bf3,#1a44bd)}
  .mc.photo{background:#111}
  .mc.photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
  .mc.photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(12,10,40,.1),rgba(12,10,40,.86));z-index:1}
  .mc .mc-b{position:relative;z-index:2}
  .mc .mc-n{font-weight:700;font-size:58px;letter-spacing:-.04em;line-height:1;display:flex;align-items:flex-start}
  .mc .mc-cap{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.07em;color:var(--gold);margin-top:12px}
  .mc h4{color:#fff;font-size:22px;letter-spacing:-.03em;margin-top:10px}
  .mc p{font-size:14px;color:rgba(255,255,255,.8);margin-top:8px}

  /* RATES */
  .rate-tabs{display:flex;flex-wrap:wrap;gap:9px;justify-content:center;margin:0 0 40px}
  .rate-tab{font-weight:500;font-size:13.5px;padding:12px 22px;border-radius:100px;border:1.5px solid var(--stroke);background:#fff;color:var(--ink);cursor:pointer;transition:background .2s ease,border-color .2s ease,color .2s ease,transform .12s var(--ease)}
  .rate-tab:active{transform:scale(.96)}
  .rate-tab:hover{border-color:var(--dark)}.rate-tab.active{background:var(--dark);border-color:var(--dark);color:#fff}
  .rate-card{max-width:520px;margin:0 auto;background:var(--grey);border-radius:32px;padding:50px 36px;text-align:center}
  .rate-card .r-prod{font-weight:700;text-transform:uppercase;letter-spacing:-.03em;font-size:20px}
  .rate-card .r-sub{font-size:14px;color:var(--muted);margin-top:4px}
  .rate-card .r-num{font-weight:700;font-size:84px;letter-spacing:-.04em;line-height:1;margin:16px 0 6px;color:var(--dark)}
  .rate-card .r-num small{font-size:34px;vertical-align:top}
  .rate-card .r-dis{font-size:11.5px;color:var(--muted);max-width:400px;margin:12px auto 0}.rate-card .r-cta{margin-top:28px}
  @media(min-width:760px){
    .rate-card{max-width:896px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);grid-template-areas:"prod dis" "sub dis" "num cta";column-gap:48px;align-items:center;text-align:left;padding:44px 48px}
    .rate-card[hidden]{display:none}
    .rate-card .r-prod{grid-area:prod;align-self:end}
    .rate-card .r-sub{grid-area:sub;align-self:start}
    .rate-card .r-num{grid-area:num;margin:12px 0 0}
    .rate-card .r-dis{grid-area:dis;align-self:end;font-size:15px;line-height:1.6;max-width:none;margin:0}
    .rate-card .r-cta{grid-area:cta;margin:0;align-self:center}
  }

  /* POWER (dark, sticky feel, radius top) */
  .band.power{border-top-left-radius:40px;border-top-right-radius:40px;position:relative;z-index:2}
  .power-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center}
  .feat-list{display:grid;grid-template-columns:1fr 1fr;gap:18px}
  .feat{background:rgba(255,255,255,.05);border-radius:24px;padding:28px 30px;display:grid;grid-template-columns:auto 1fr;column-gap:12px;align-items:center;align-content:start}
  .feat .f-ic{display:flex;align-items:center;justify-content:center;color:var(--cyan)}
  .feat .f-ic svg{width:22px;height:22px;display:block}
  .feat h4{font-size:18px;letter-spacing:-.03em;margin:0;color:#fff;line-height:1.2}
  .feat p{font-size:14px;color:var(--on-dark);grid-column:1/-1;margin-top:12px}
  .power-img{border-radius:28px;overflow:hidden;height:460px;position:relative}
  .power-img img{width:100%;height:100%;object-fit:cover}

  /* PROCESS */
  .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  .step{position:relative;background:var(--grey);border-radius:28px;padding:36px;display:flex;flex-direction:column;min-height:330px;transition:transform .35s var(--ease),background .3s ease,color .3s ease}
  .step:hover{transform:translateY(-5px)}
  :is(.steps:not(:hover) .step.final,.steps .step:hover){background:var(--dark);color:var(--on-dark)}
  .st-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:34px}
  .st-ic{position:relative;width:60px;height:60px;border-radius:18px;background:#fff;color:var(--dark);display:flex;align-items:center;justify-content:center;box-shadow:0 10px 24px rgba(12,26,82,.10)}
  .st-ic svg{width:26px;height:26px}
  .st-ic .st-n{position:absolute;top:-8px;right:-8px;width:26px;height:26px;border-radius:50%;background:var(--dark);color:#fff;font-size:12.5px;font-weight:700;display:flex;align-items:center;justify-content:center;border:2px solid var(--grey)}
  :is(.steps:not(:hover) .step.final,.steps .step:hover) .st-ic .st-n{background:var(--gold);color:#0c1a52;border-color:var(--dark)}
  .step h4{font-size:21px;letter-spacing:-.03em;margin-bottom:12px;color:var(--ink)}
  :is(.steps:not(:hover) .step.final,.steps .step:hover) h4{color:#fff}
  .step p{font-size:15px;color:var(--muted);flex:1}
  :is(.steps:not(:hover) .step.final,.steps .step:hover) p{color:var(--on-dark)}
  .st-chip{align-self:flex-start;margin-top:24px;display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--stroke);border-radius:100px;padding:9px 15px;font-size:13px;font-weight:600;color:var(--ink)}
  .st-chip svg{width:15px;height:15px;color:var(--dark)}
  :is(.steps:not(:hover) .step.final,.steps .step:hover) .st-chip{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.22);color:#fff}
  :is(.steps:not(:hover) .step.final,.steps .step:hover) .st-chip svg{color:var(--gold)}
  .steps-cta{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:44px}
  .btn-outline{background:#fff;color:var(--dark);border-color:var(--stroke)}.btn-outline:hover{border-color:var(--dark);transform:translateY(-2px)}

  /* FAQ dark */
  .faq-wrap{max-width:840px;margin:0 auto}
  .faq-item{background:var(--light-black);border-radius:16px;margin-bottom:12px;overflow:hidden}
  .faq-q{width:100%;text-align:left;background:none;border:none;cursor:pointer;padding:22px 26px;display:flex;align-items:center;justify-content:space-between;gap:16px;font-weight:600;font-size:16.5px;color:#fff}
  .faq-ic{flex-shrink:0;width:26px;height:26px;color:var(--gold);font-size:22px;display:flex;align-items:center;justify-content:center;transition:transform .3s}
  .faq-item.open .faq-ic{transform:rotate(45deg)}
  .faq-a{max-height:0;overflow:hidden;transition:max-height .35s var(--ease)}
  .faq-a p{padding:0 26px 24px;font-size:15px;color:var(--on-dark)}

  /* TESTIMONIALS */
  .tc{width:400px;background:#fff;border:1px solid var(--stroke);border-radius:24px;padding:28px;flex-shrink:0;display:flex;flex-direction:column}
  .tc .t-stars{color:#fbbc05;letter-spacing:2px;margin-bottom:14px}
  .tc .t-who{display:flex;align-items:center;gap:12px;margin-top:auto}
  .tc .t-g{width:34px;height:34px;border-radius:50%;background:var(--grey);display:flex;align-items:center;justify-content:center;flex-shrink:0}
  .tc .t-g svg{width:18px;height:18px}
  .tc p{font-size:15px;color:var(--ink);margin-bottom:18px}
  .tc .t-n{font-weight:700;text-transform:uppercase;letter-spacing:-.02em;font-size:14px}.tc .t-r{font-size:12.5px;color:var(--muted)}

  /* RESOURCES */
  .res{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
  .rc{background:#fff;border:1px solid var(--stroke);border-radius:24px;overflow:hidden;transition:transform .3s var(--ease)}
  .rc:hover{transform:translateY(-5px)}
  .rc .rc-img{height:190px;background:linear-gradient(160deg,#2f6bf3,#1a44bd)}
  .rc .rc-body{padding:26px}
  .rc .rc-tag{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--gold-deep);margin-bottom:12px}
  .rc h4{font-size:19px;letter-spacing:-.03em;line-height:1.15;color:var(--ink)}
  .rc p{font-size:14px;color:var(--muted);margin-top:12px}

  /* CTA */
  .cta{background:var(--dark);border-radius:40px;padding:88px 44px;text-align:center;color:#fff;overflow:hidden}
  .cta h2{color:#fff;font-size:clamp(34px,5.2vw,66px);line-height:.98}
  .cta p{color:rgba(255,255,255,.82);font-size:19px;margin-top:20px;max-width:520px;margin-left:auto;margin-right:auto;text-transform:none}
  .cta .cta-btns{margin-top:34px;display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

  /* FOOTER */
  footer{background:var(--dark);color:var(--on-dark);padding:100px 0 70px}
  .foot-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.1fr;gap:40px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.12)}
  .foot-brand img{height:38px;margin-bottom:22px}
  .foot-brand h4{color:#fff;font-size:24px;letter-spacing:-.04em;max-width:290px;line-height:1.1}
  .foot-brand .btn{margin-top:24px}
  footer h4.col{color:#fff;font-size:13px;letter-spacing:.06em;margin-bottom:18px}
  footer ul{list-style:none}footer li{margin-bottom:11px}footer a{font-size:14.5px}footer a:hover{color:#fff}
  .foot-addr{font-size:14px;line-height:1.6;margin-bottom:14px}
  .foot-legal{padding-top:24px;font-size:12.5px;line-height:1.65;color:rgba(255,255,255,.46);max-width:820px}
  .foot-bottom{padding-top:20px;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;font-size:13px;color:rgba(255,255,255,.5)}
  footer .wrap{max-width:1320px}

  @media(max-width:960px){
    .nav-links,.nav-phone{display:none}.nav-toggle{display:flex}
    .hero-in{grid-template-columns:1fr;gap:36px;padding-bottom:64px}.glass{margin-left:0;max-width:100%}
    .bento{grid-auto-rows:auto}.b-wide{grid-template-columns:1fr;gap:24px}.b-wide,.b-photo,.b-advisors,.b-lenders,.b-serve{grid-column:span 3}
    .cards{grid-template-columns:1fr 1fr}
    .who,.miles,.steps,.res{grid-template-columns:1fr}.compare,.power-grid{grid-template-columns:1fr}.feat-list{grid-template-columns:1fr 1fr}
    .power-img{height:320px;order:-1}
    .mobile-menu.open{display:block;padding:14px 20px 24px;border-top:1px solid var(--stroke);background:#fff}
    .mobile-menu a{display:block;padding:13px 0;font-weight:600;color:var(--ink);border-bottom:1px solid var(--grey)}
    .mobile-menu .btn{margin-top:16px;width:100%}
  }
  @media(max-width:620px){
    section.band{padding:66px 0}.band.milestones{padding:80px 0}
    .cards,.feat-list{grid-template-columns:1fr}.cta,.cmp,.b-wide{padding:40px 24px}.tc{width:300px}
    .rate-tabs{flex-wrap:nowrap;justify-content:flex-start;overflow-x:auto;scroll-snap-type:x proximity;margin:0 -20px 28px;padding:0 20px 6px;-webkit-overflow-scrolling:touch;scrollbar-width:none}.rate-tabs::-webkit-scrollbar{display:none}
    .rate-tab{flex:0 0 auto;white-space:nowrap;scroll-snap-align:start}
    .foot-top{grid-template-columns:1fr 1fr}.foot-brand{grid-column:1 / -1}
  }
  @media(hover:none){.step:hover,.card:hover,.sv:hover,.pcard:hover,.hrow:hover,.rc:hover,.feat:hover,.q-opt:hover,.mc:hover,.whocard:hover{transform:none}}
  @media(prefers-reduced-motion:reduce){.reveal{opacity:1!important;transform:none!important;filter:none!important}.mtrack{animation:none}.od-strip{transition:none;transform:none!important}}

  .ec-mo{font-size:13px;color:var(--ink);line-height:1.5;margin:14px 0 16px}
  .rate-card .r-ex{display:block;color:var(--ink);font-weight:600;margin-bottom:8px}
/* wp-feedback-v3: changes on top of the current home.css. Everything above is the live theme file, unchanged. */
:root{--grey-2:#ececec}
.nav-dd{position:relative}.nav-dd-top{display:inline-flex;align-items:center;gap:5px;white-space:nowrap}.nav-dd-menu{position:absolute;top:100%;left:50%;transform:translateX(-50%);margin-top:14px;min-width:300px;padding:10px;background:#fff;border:1px solid #e3e5ea;border-radius:14px;box-shadow:0 18px 40px rgba(20,26,58,.12);display:none;flex-direction:column;z-index:70}.nav-dd-menu::before{content:'';position:absolute;left:0;right:0;top:-16px;height:16px}.nav-dd:hover .nav-dd-menu,.nav-dd:focus-within .nav-dd-menu{display:flex}.nav-links .nav-dd-menu a{color:#141a3a;padding:10px 14px;border-radius:9px;font-size:14.5px}.nav-links .nav-dd-menu a:hover{background:#f5f6f7;color:#1c50dd}.nav-links .nav-dd-menu a.nav-dd-all{color:#1c50dd;font-weight:600;margin-top:4px;background:#f5f6f7}.mobile-menu .mm-sub{display:flex;flex-direction:column;padding-left:14px}.mobile-menu .mm-sub a{font-weight:500}

/* Logo: 32px was too small. Now 60px desktop, 46px phone */
.nav-in{height:96px}
.nav-logo img{height:60px;width:auto}
.nav-links{gap:24px}
.foot-brand img{height:64px;width:auto}

/* Hero: one steady photo, full colour, no slideshow. Lighter overlay only behind the text */
/* photo mirrored so the couple and house sit right of the text; the overlay runs 270deg because it flips with it */
.hero-bg{background:#1a2447 url(../home-b2/hero.jpg) center/cover no-repeat;transform:scaleX(-1)}
.hero-bg::after{background:linear-gradient(270deg,rgba(8,18,64,.86) 0%,rgba(8,18,64,.68) 32%,rgba(8,18,64,.2) 58%,rgba(8,18,64,0) 76%),linear-gradient(to top,rgba(8,18,64,.45) 0%,rgba(8,18,64,0) 40%)}
.hero-in{grid-template-columns:1fr;padding-block:150px 100px}
.hero-copy{max-width:640px}
.hero h1{font-size:clamp(48px,7.4vw,88px)}
.hero .lead{color:#fff;font-size:22px;font-weight:600;line-height:1.35;margin-top:26px;max-width:620px;text-shadow:0 1px 22px rgba(6,16,64,.4)}
.hero .sub{margin-top:12px;max-width:540px;font-size:18px}

/* Section 2: reassurance bento */
.b-panel .bp-h{font-weight:700;font-size:20px;letter-spacing:-.02em;color:var(--ink);line-height:1.2}
.b-list{list-style:none;display:flex;flex-direction:column;gap:14px;margin-top:20px}
.b-list li{display:flex;gap:12px;align-items:flex-start;font-size:15px;color:var(--ink);line-height:1.45}
.b-list .ico{flex-shrink:0;width:22px;height:22px;border-radius:50%;background:var(--dark);color:#fff;display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;margin-top:1px}
.b-quote{grid-column:span 2;background:var(--dark);color:var(--on-dark);justify-content:center}
.b-quote .t-stars{color:#fbbc05;letter-spacing:2px;margin-bottom:16px}
.b-quote blockquote{font-size:clamp(19px,2vw,24px);line-height:1.4;color:#fff;font-weight:500;letter-spacing:-.01em;max-width:620px}
.b-quote .q-who{margin-top:20px;font-size:14px;color:var(--on-dark)}
.b-quote .q-who b{color:#fff;font-weight:600}

/* Who we help: moved up, text cards instead of stock photos */
.help-list{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.hrow{display:block;padding:24px}
.hrow:hover{transform:translateY(-4px)}
.hrow h4{margin-bottom:8px}
.help-intro .btn{margin-top:28px}

/* Services: text cards (no AI stock photos) */
.sv.text,.sv.dark{justify-content:space-between}
.sv.text{background:#fff;border:1px solid var(--stroke)}
@media(max-width:600px){.svc{grid-auto-rows:auto}.sv{padding:28px 24px}.sv .sv-cta{margin-top:22px}}
.sv.dark p{color:var(--on-dark)}
.sv .sv-cta{white-space:nowrap}

/* Milestones: plain blue cards, number then heading */
.mc{min-height:300px}
.mc h4{margin-top:18px}

/* Rates + calculator */
.calc-wrap{max-width:560px;margin:56px auto 0}
.calc-wrap .eqcalc{margin-top:0}

/* Reviews: static grid (no scrolling strip) */
.revs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.revs .tc{width:auto}

/* Guides: no tag labels above titles */
.rc .rc-img{height:150px}

/* Approval form (from the theme's location.css) */
.btn-on-light{background:#fff;color:var(--dark);border-color:var(--stroke)}.btn-on-light:hover{border-color:var(--dark);transform:translateY(-2px)}
.af{max-width:680px;margin:0 auto;background:#fff;border:1px solid var(--stroke);border-radius:26px;padding:36px;box-shadow:0 24px 60px rgba(20,26,58,.08)}
.af-steps{display:flex;gap:10px;margin-bottom:26px}
.af-steps div{flex:1;height:6px;border-radius:6px;background:var(--grey-2)}
.af-steps div.on{background:var(--dark)}
.af-q{font-weight:600;font-size:15.5px;margin:20px 0 6px}.af-q:first-of-type{margin-top:0}
.af-sub{font-size:13px;color:var(--muted);margin-bottom:10px}
.af-radio{display:flex;gap:10px}
.af-choices{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.af-opt{font-family:inherit;font-size:14.5px;font-weight:500;color:var(--ink);background:#fff;border:1.5px solid var(--stroke);border-radius:12px;padding:12px 14px;cursor:pointer;text-align:center;transition:border-color .2s,background .2s,color .2s}
.af-opt:hover{border-color:var(--dark)}
.af-opt.sel{background:var(--dark);border-color:var(--dark);color:#fff}
.af-radio .af-opt{min-width:110px}
.af input{width:100%;font-family:inherit;font-size:15px;color:var(--ink);padding:12px 14px;border:1.5px solid var(--stroke);border-radius:12px;background:#fff}
.af input:focus{outline:none;border-color:var(--dark);box-shadow:0 0 0 3px rgba(28,80,221,.12)}
.af-money{position:relative}.af-money span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted)}.af-money input{padding-left:28px}
.af-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.af-actions{display:flex;justify-content:space-between;gap:12px;margin-top:26px}
.af-actions .btn{flex:1}
.af-panel{display:none}.af-panel.on{display:block}
.af-done{text-align:center;padding:16px 0}.af-done h3{font-size:24px;text-transform:none;letter-spacing:-.02em;margin-bottom:10px}.af-done p{color:var(--muted)}
footer .btn-gold:hover{color:var(--dark)}
/* no divider rules: whitespace separates */
.brand{border-bottom:0}
.foot-top{border-bottom:0;padding-bottom:28px}
.foot-legal{color:rgba(255,255,255,.72)}.foot-bottom{color:rgba(255,255,255,.72)}
.eqcalc .ec-dis{font-size:12px}
.af-call{text-align:center;margin-top:22px;font-size:15px;color:var(--muted)}.af-call a{color:var(--dark);font-weight:600}

@media(max-width:1120px){.nav-links{gap:18px}.nav-links a,.nav-phone{font-size:14px}}
@media(max-width:960px){
  .nav-in{height:76px}.nav-logo img{height:46px}
  .nav-right{margin-left:auto}.nav-right .btn{display:none}
  .hero-bg{background-position:40% center}
  .hero-bg::after{background:linear-gradient(180deg,rgba(8,18,64,.3) 0%,rgba(8,18,64,.62) 45%,rgba(8,18,64,.82) 100%)}
  .hero-in{padding-block:130px 70px}
  .b-quote{grid-column:span 3}
  .revs{grid-template-columns:1fr}
}
@media(max-width:620px){
  .help-list{grid-template-columns:1fr}
  .af{padding:26px 20px}.af-choices{grid-template-columns:1fr 1fr}.af-choices .af-opt:last-child{grid-column:1/-1}.af-row{grid-template-columns:1fr}
  .b-quote{padding:32px 24px}
  .hero .lead{font-size:20px}.hero .sub{font-size:17px}
}
/* V1.1: v2 content and decisions on the current WordPress design */
.hero-bg::after{background:linear-gradient(90deg,rgba(8,18,64,.88) 0%,rgba(8,18,64,.7) 34%,rgba(8,18,64,.15) 60%,rgba(8,18,64,0) 75%),linear-gradient(to top,rgba(8,18,64,.4) 0%,rgba(8,18,64,0) 35%)}
@media(max-width:960px){.hero-bg{background-position:72% 30%}.hero-bg::after{background:linear-gradient(180deg,rgba(8,18,64,.25) 0%,rgba(8,18,64,.65) 45%,rgba(8,18,64,.88) 100%)}}
.hero h1{font-size:clamp(42px,6.2vw,76px);max-width:820px}
.hero h1 span{white-space:nowrap}
.hero .sub{margin-top:22px;max-width:600px;font-size:19px}
.hero-cta{display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.hero-call{color:#fff;font-weight:500}.hero-call b{font-weight:700}
.sit-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.sit{display:flex;flex-direction:column;gap:12px;background:var(--grey);border-radius:24px;padding:30px 28px;transition:transform .35s var(--ease),background .3s ease,color .3s ease}
.sit h4{font-size:20px;letter-spacing:-.03em;line-height:1.15;color:var(--ink)}
.sit .h-ic{display:block;color:var(--dark);margin-bottom:14px;transition:color .3s ease}
.sit p{font-size:15px;color:var(--muted);flex:1}
.sit-go{display:inline-flex;align-items:center;gap:8px;font-size:14.5px;font-weight:600;color:var(--dark);margin-top:8px}
.sit-go svg{transition:transform .25s var(--ease)}
.sit:hover{transform:translateY(-5px);background:var(--dark)}
.sit:hover h4,.sit:hover .sit-go,.sit:hover .h-ic{color:#fff}
.sit:hover p{color:var(--on-dark)}
.sit:hover .sit-go svg{transform:translateX(3px)}
.steps-cta{margin-top:44px}
@media(max-width:1060px){.sit-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:620px){.sit-grid{grid-template-columns:1fr}.sit{padding:26px 22px}.hero .sub{font-size:17px}}
/* Homepage B: current WordPress design, StickyPin + call + Matt feedback */
.hero{min-height:auto}
.hero-bg{transform:none;background:linear-gradient(125deg,#0d2275 0%,#1640c4 48%,#1c50dd 75%,#2a5cf0 100%)}
.hero-bg::after{display:none}
.hero-in{grid-template-columns:1.1fr .9fr;gap:56px;padding-block:150px 100px}
.hero h1{font-size:clamp(40px,5.4vw,72px);max-width:760px;line-height:1.08}
.hero .sub{margin-top:24px;font-size:19px;max-width:580px}
.hero .sub2{margin-top:14px;font-size:19px;max-width:580px;color:#fff;font-weight:600}
.hero-slot .slot{aspect-ratio:4/5;max-height:560px;border-radius:28px}
.slot{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;text-align:center;padding:28px;border:2px dashed #b9c3df;border-radius:24px;background:#eef1f8;color:#4b5679;height:100%;min-height:260px}
.slot b{font-size:17px;color:var(--ink);letter-spacing:-.01em}
.slot span{font-size:14px;max-width:300px}
.slot.dark{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.35);color:#d6defb}
.slot.dark b{color:#fff}
.b-team{padding:0;grid-column:span 2;background:transparent}
.b-team .slot{border-radius:28px}
.b-quote{grid-column:span 2}
.help-note{margin-top:34px;font-size:16px;color:var(--muted)}
.help-note a{color:var(--dark);font-weight:600}

/* Tiles: hero blue on hover, watermark icon, small CTA, soft spotlight */
.sit{position:relative;overflow:hidden;isolation:isolate;cursor:pointer;transition:transform .55s cubic-bezier(.2,.8,.2,1),box-shadow .55s cubic-bezier(.2,.8,.2,1),color .3s ease;will-change:transform}
.sit::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(125deg,#0d2275 0%,#1640c4 48%,#1c50dd 75%,#2a5cf0 100%);opacity:0;transition:opacity .45s ease}
.sit::after{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(420px circle at var(--mx,50%) var(--my,50%),rgba(255,255,255,.16),transparent 45%);opacity:0;transition:opacity .45s ease}
.sit .sit-mark{position:absolute;right:-26px;bottom:-26px;z-index:-1;color:var(--dark);opacity:.07;transition:transform .7s cubic-bezier(.2,.8,.2,1),opacity .45s ease,color .45s ease}
.sit h4,.sit p,.sit .h-ic{transition:color .35s ease}
.sit .h-ic{transition:color .35s ease,transform .55s cubic-bezier(.2,.8,.2,1)}
.sit-cta{display:inline-flex;align-items:center;align-self:flex-start;margin-top:10px;height:40px;border-radius:100px;background:#fff;border:1px solid var(--stroke);color:var(--dark);font-weight:600;font-size:14.5px;overflow:hidden;transition:background .35s ease,border-color .35s ease,color .35s ease}
.sit-lbl{max-width:0;opacity:0;white-space:nowrap;padding-left:0;transition:max-width .55s cubic-bezier(.2,.8,.2,1),opacity .35s ease,padding .55s cubic-bezier(.2,.8,.2,1)}
.sit-arr{width:38px;height:38px;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .45s cubic-bezier(.2,.8,.2,1)}
@media(hover:hover){
  .sit:hover{transform:translateY(-6px) scale(1.015);box-shadow:0 24px 50px rgba(16,40,140,.28)}
  .sit:hover::before,.sit:hover::after{opacity:1}
  .sit:hover h4,.sit:hover .h-ic{color:#fff}
  .sit:hover p{color:rgba(255,255,255,.86)}
  .sit:hover .h-ic{transform:translateY(-2px)}
  .sit:hover .sit-mark{color:#fff;opacity:.12;transform:rotate(-8deg) scale(1.12)}
  .sit:hover .sit-cta{background:#fff;border-color:#fff;color:var(--dark)}
  .sit:hover .sit-lbl{max-width:120px;opacity:1;padding-left:16px}
  .sit:hover .sit-arr{transform:translateX(2px)}
}
.sit:focus-visible{outline:3px solid var(--cyan);outline-offset:3px}
@media(hover:none){.sit-lbl{max-width:120px;opacity:1;padding-left:16px}}
@media(prefers-reduced-motion:reduce){.sit,.sit *,.sit::before,.sit::after{transition:none!important}.sit:hover{transform:none}}
.rc .rc-go{display:inline-flex;align-items:center;gap:8px;margin-top:18px;font-size:14.5px;font-weight:600;color:var(--dark)}
.steps .step{background:#fff}
@media(max-width:960px){
  .hero-in{grid-template-columns:1fr;padding-block:120px 64px}
  .hero-slot .slot{aspect-ratio:auto;min-height:280px}
  .b-team,.b-quote{grid-column:span 3}
}
.founders{padding:110px 0 0}
.fd-in{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:72px;align-items:center}
.fd-in .slot{aspect-ratio:4/3;min-height:0;border-radius:28px}
.fd-photo{aspect-ratio:4/3;border-radius:28px;overflow:hidden}
.fd-photo img{width:100%;height:100%;object-fit:cover;object-position:62% 50%;display:block}
@media(min-width:961px){.fd-in{align-items:stretch}.fd-photo{aspect-ratio:auto;position:relative}.fd-photo img{position:absolute;inset:0}}
.fd-copy h2{max-width:560px}
.fd-copy p{margin-top:20px;font-size:19px;line-height:1.6;color:var(--muted);max-width:540px}
.fd-copy p.lead{color:var(--ink);font-size:21px}
.fd-sign{margin-top:30px;display:flex;flex-direction:column;gap:2px}
.fd-sign b{font-size:18px;color:var(--ink)}
.fd-sign span{font-size:15px;color:var(--muted)}
.st-grid.in-bento{margin-top:20px;gap:20px}
.in-bento .st{background:#fff}
.in-bento .st .slot{background:#eceef1}
@media(max-width:960px){.founders{padding:70px 0 0}.fd-in{grid-template-columns:1fr;gap:40px}}
.st-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
.st{background:var(--grey);border-radius:28px;overflow:hidden;display:flex;flex-direction:column}
.st .slot{aspect-ratio:16/10;min-height:0;border-radius:0;border:0;background:#eceef1;height:auto;flex:none}
.st-body{padding:40px 40px 44px;display:flex;flex-direction:column;flex:1}
.st-q{font-size:clamp(22px,1.9vw,27px);font-weight:700;letter-spacing:-.025em;line-height:1.25;color:var(--ink)}
.st-facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:34px}
.st-facts b{display:block;font-size:14px;font-weight:600;color:var(--dark);margin-bottom:6px}
.st-facts span{font-size:15.5px;line-height:1.5;color:var(--muted)}
.st-who{margin-top:auto;padding-top:30px;font-size:15.5px;color:var(--muted)}
.st-who b{color:var(--ink);font-weight:600}
@media(max-width:960px){.st-grid{grid-template-columns:1fr}}
@media(max-width:560px){.st-body{padding:30px 26px 32px}.st-facts{grid-template-columns:1fr;gap:16px}}
.hero-stats{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:22px}
.hs{display:flex;align-items:center;gap:18px;padding:22px 26px;border-radius:22px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);transition:background .3s,transform .3s var(--ease)}
.hs:hover{background:rgba(255,255,255,.13);transform:translateY(-3px)}
.hs-ic{width:52px;height:52px;border-radius:16px;background:#fff;color:var(--dark);display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 8px 22px rgba(6,16,64,.25)}
.hs-ic svg{width:24px;height:24px}
.hs-n{display:block;font-size:34px;font-weight:700;letter-spacing:-.035em;line-height:1;color:#fff;font-variant-numeric:tabular-nums}
.hs-n small{font-size:20px;font-weight:600;letter-spacing:-.01em;margin-left:3px;color:var(--gold)}
.hs-l{display:block;margin-top:6px;font-size:15px;color:rgba(255,255,255,.78)}
@media(max-width:960px){.hero-stats{grid-template-columns:1fr;gap:12px}.hs{padding:18px 20px}.hs-n{font-size:30px}}
@media(prefers-reduced-motion:reduce){.hs{transition:none}.hs:hover{transform:none}}
.lenders-strip{padding:44px 0 0}
.hero-lenders{display:flex;align-items:center;gap:40px;flex-wrap:wrap}
.hl-lbl{font-size:15px;font-weight:500;color:var(--muted);white-space:nowrap}
.hl-logos{display:flex;align-items:center;justify-content:space-between;gap:28px 44px;flex:1;flex-wrap:wrap}
.hl-logos img{height:34px;width:auto}
.hl-logos img.td{height:24px}
@media(max-width:960px){.hero-lenders{flex-direction:column;align-items:flex-start;gap:18px}.hl-logos{justify-content:flex-start;gap:20px 30px}.hl-logos img{height:28px}.hl-logos img.td{height:20px}}
.cost-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.cost{position:relative;background:var(--grey);border-radius:28px;padding:40px 36px 38px;display:flex;flex-direction:column;overflow:hidden;transition:transform .35s var(--ease),box-shadow .35s}
.cost:hover{transform:translateY(-5px);box-shadow:0 22px 50px rgba(14,30,90,.10)}
.cost.hl{background:linear-gradient(135deg,#0d2275 0%,#1640c4 55%,#2a5cf0 100%);color:#fff}
.cost-for{font-size:15px;font-weight:600;color:var(--dark)}
.cost.hl .cost-for{color:var(--gold)}
.cost-big{font-size:clamp(46px,4.6vw,64px);font-weight:700;letter-spacing:-.05em;line-height:1;color:var(--ink)}
.cost.hl .cost-big{color:#fff}
.cost-sub{margin-top:10px;font-size:17px;font-weight:600;color:var(--ink);letter-spacing:-.01em}
.cost.hl .cost-sub{color:#fff}
.cost p{margin-top:16px;font-size:16px;line-height:1.6;color:var(--muted)}
.cost.hl p{color:rgba(255,255,255,.82)}
.cost-note{margin-top:34px;text-align:center;font-size:17px;color:var(--muted)}
.cost-note b{color:var(--ink);font-weight:600}
@media(max-width:960px){.cost-grid{grid-template-columns:1fr}.cost{padding:32px 26px}}
@media(prefers-reduced-motion:reduce){.cost{transition:none}.cost:hover{transform:none}}

/* B2: click a situation tile to expand it; the rest shrink to a strip */
@media(hover:hover){.sit-grid.is-open .sit:hover{transform:translateY(-3px);box-shadow:0 12px 26px rgba(16,40,140,.18)}}
.sit-grid .sit.on::before{opacity:1}
.sit-grid .sit.on h4,.sit-grid .sit.on .h-ic{color:#fff}
.sit-grid{scroll-margin-top:110px}
.sit-panel{background:var(--grey);border-radius:28px;padding:36px;scroll-margin-top:100px}
.sit-panel[hidden]{display:none}
.sp-head{display:flex;align-items:flex-start;justify-content:space-between;gap:24px;margin-bottom:28px}
.sp-head .h-ic{display:block;color:var(--dark);margin-bottom:14px}
.sp-head h3{font-size:clamp(28px,3.2vw,40px);letter-spacing:-.04em;line-height:1.08;color:var(--ink)}
.sp-head p{font-size:17px;color:var(--muted);margin-top:12px;max-width:660px;line-height:1.55}
.sp-x{width:46px;height:46px;border-radius:50%;background:#fff;border:1px solid var(--stroke);display:flex;align-items:center;justify-content:center;cursor:pointer;flex-shrink:0;color:var(--ink);transition:transform .25s var(--ease),border-color .25s}
.sp-x:hover{transform:rotate(90deg);border-color:var(--dark)}
.sp-cols{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:20px;align-items:stretch}
.sp-card{background:#fff;border-radius:24px;padding:32px;box-shadow:0 12px 34px rgba(16,40,140,.06)}
.sp-card h4{font-size:20px;letter-spacing:-.03em;color:var(--ink);margin-bottom:16px}
.sp-pts{list-style:none;display:grid;gap:12px;margin:0 0 26px;padding:0}
.sp-pts li{display:flex;gap:12px;font-size:15.5px;color:var(--ink);line-height:1.45}
.sp-pts li svg{flex-shrink:0;color:var(--dark);margin-top:2px}
.sp-est{background:var(--grey);border-radius:18px;padding:22px}
.sp-est .se-h{font-weight:700;font-size:16px;color:var(--ink)}
.sp-est .se-i{font-size:13.5px;color:var(--muted);margin-top:2px}
.sp-est label{display:flex;justify-content:space-between;align-items:baseline;font-size:13.5px;font-weight:600;color:var(--muted);margin:16px 0 8px}
.sp-est label b{color:var(--ink);font-size:15px}
.sp-est input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:6px;border-radius:100px;background:linear-gradient(to right,var(--dark) 0 var(--fill,40%),#dcdfe6 var(--fill,40%) 100%);outline:none;margin:0}
.sp-est input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--dark);cursor:pointer;border:3px solid #fff;box-shadow:0 2px 8px rgba(0,0,0,.25)}
.sp-est input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--dark);cursor:pointer;border:3px solid #fff}
.sp-est input[type=range]:focus-visible{outline:3px solid var(--gold);outline-offset:4px}
.se-out{margin-top:18px}
.se-out span{display:block;font-size:13.5px;color:var(--muted)}
.se-out b{display:block;font-size:clamp(36px,4vw,48px);letter-spacing:-.045em;color:var(--dark);line-height:1.1;margin-top:2px;font-variant-numeric:tabular-nums}
.se-out small{display:block;font-size:14px;color:var(--ink);margin-top:6px;line-height:1.5}
.se-note{font-size:12px;color:var(--muted);margin-top:14px;line-height:1.5}
.sp-form{background:linear-gradient(150deg,#0a1650 0%,#0d2275 60%,#13309a 100%);color:#fff;display:flex;flex-direction:column}
.sp-form h4{color:#fff;font-size:26px;letter-spacing:-.035em;margin-bottom:8px}
.sp-form .sf-i{font-size:15px;color:var(--on-dark);margin-bottom:22px;line-height:1.5}
.sf-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.sf-f{display:flex;flex-direction:column;gap:7px;margin-bottom:14px}
.sf-f span{font-size:13.5px;font-weight:600;color:var(--on-dark)}
.sf-f span em{font-style:normal;font-weight:400;opacity:.7}
.sf-f input{font:inherit;font-size:16px;color:#fff;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.24);border-radius:14px;padding:13px 16px;outline:none;transition:border-color .2s,background .2s;width:100%}
.sf-f input::placeholder{color:rgba(255,255,255,.45)}
.sf-f input:focus{border-color:#fff;background:rgba(255,255,255,.12)}
.sf-f input.bad{border-color:#ff9b9b}
.sp-form form{display:flex;flex-direction:column;flex:1}.sp-form .btn{width:100%;margin-top:8px}
.sf-fine{font-size:12.5px;color:var(--on-dark);opacity:.8;margin-top:14px;line-height:1.5}
.sf-done{display:flex;flex-direction:column;justify-content:center;flex:1;gap:12px;padding:20px 0}
.sf-done .ok{width:56px;height:56px;border-radius:50%;background:#fff;color:var(--dark);display:flex;align-items:center;justify-content:center;margin-bottom:6px}
.sf-done h4{margin:0}
.sf-done p{font-size:16px;color:var(--on-dark);line-height:1.55}
.sf-team{display:flex;align-items:center;gap:18px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:16px 18px;margin-top:18px}
.sf-av{display:flex;flex-shrink:0}
.sf-av img{width:48px;height:48px;border-radius:50%;object-fit:cover;border:2.5px solid #13309a;background:#fff}
.sf-av img+img{margin-left:-12px}
.sf-team p{font-size:15px;color:var(--on-dark);line-height:1.45}
.sf-team b{display:block;color:#fff;font-weight:600}
.sf-checks{list-style:none;padding:0;margin:14px 0 0;display:flex;flex-wrap:wrap;gap:8px 22px}
.sf-checks li{display:flex;align-items:center;gap:8px;font-size:13.5px;color:var(--on-dark)}
.sf-checks svg{width:15px;height:15px;color:#fff;flex-shrink:0}
@media(max-width:620px){.sf-team{flex-direction:column;align-items:flex-start;gap:12px}}
/* Motion: shared-element morph. Boxes resize on a spring; content is never stretched, it stays pinned top-left and is revealed or cropped as the box grows or shrinks (App Store card style). */
:root{--spring:cubic-bezier(.32,.72,0,1)}
/* Motion: everything changes in place with CSS transitions (interruptible). The panel unfolds above, the tiles fold down to icon + title in the same grid spots, so nothing jumps or flies. */
:root{--ease-drawer:cubic-bezier(.32,.72,0,1);--ease-out:cubic-bezier(.23,1,.32,1)}
.sit-pw{display:grid;grid-template-rows:0fr;margin-bottom:0;transition:grid-template-rows .5s var(--ease-drawer),margin-bottom .5s var(--ease-drawer)}
.sit-pw.open{grid-template-rows:1fr;margin-bottom:20px}
.sit-clip{min-height:0;overflow:hidden;border-radius:28px}
.sit-pw .sit-panel{opacity:0;transform:translateY(-10px) scale(.985);transform-origin:50% 0;transition:opacity .22s var(--ease-out),transform .5s var(--ease-drawer)}
.sit-pw.open .sit-panel{opacity:1;transform:none;transition:opacity .35s var(--ease-out) .05s,transform .5s var(--ease-drawer)}
.sit-pw.closing,.sit-pw.closing .sit-panel{transition-duration:.36s}
.sit-grid{transition:gap .5s var(--ease-drawer)}
.sit-grid .sit{interpolate-size:allow-keywords;transition:padding .5s var(--ease-drawer),transform .16s var(--ease-out),box-shadow .3s ease,color .2s ease}
.sit-grid .sit h4{transition:font-size .5s var(--ease-drawer),color .3s ease}
.sit-grid .sit p,.sit-grid .sit .sit-cta{interpolate-size:allow-keywords;height:auto;overflow:hidden;transition:height .5s var(--ease-drawer),opacity .25s var(--ease-out),margin .5s var(--ease-drawer)}
.sit-grid .sit .sit-mark{transition:opacity .25s var(--ease-out),transform .7s cubic-bezier(.2,.8,.2,1),color .45s ease}
.sit-grid.is-open{gap:12px}
.sit-grid.is-open .sit{padding:20px 22px 22px}
.sit-grid.is-open .sit h4{font-size:16px}
.sit-grid.is-open .sit p,.sit-grid.is-open .sit .sit-cta{height:0;opacity:0;margin:0}
.sit-grid.is-open .sit .sit-mark{opacity:0}
.sit:active,.sp-x:active,.sp-form .btn:active{transform:scale(.97)}
@media(prefers-reduced-motion:reduce){.sit-pw,.sit-pw .sit-panel,.sit-grid,.sit-grid .sit,.sit-grid .sit *{transition-duration:.01s!important}}
.sit-panel.rise .sp-head>div>*,.sit-panel.rise .sp-x,.sit-panel.rise .sp-card{animation:sp-rise .34s var(--ease-out) both}
.sit-panel.rise .sp-head>div>*:nth-child(1){animation-delay:.08s}.sit-panel.rise .sp-head h3{animation-delay:.12s}.sit-panel.rise .sp-head p{animation-delay:.16s}.sit-panel.rise .sp-card{animation-delay:.2s}.sit-panel.rise .sp-card+.sp-card{animation-delay:.25s}
@keyframes sp-rise{from{opacity:0;transform:translateY(8px)}}
.sit{transition:transform .16s var(--ease-out),box-shadow .3s ease,color .2s ease}
@media(prefers-reduced-motion:reduce){.sit-panel.rise *{animation:none!important}}

@media(max-width:1060px){.sp-cols{grid-template-columns:1fr}}
@media(max-width:620px){.sit-grid.is-open{gap:10px}.sit-grid.is-open .sit{padding:16px 18px}.sit-grid.is-open .sit h4{font-size:15px}.sit-grid.is-open .sit h4 .h-ic{display:inline-block;vertical-align:-4px;margin:0 10px 0 0}.sit-panel{padding:24px 18px;border-radius:22px}.sp-card{padding:24px 20px}.sp-head{margin-bottom:22px}.sp-head p{font-size:16px}.sf-row{grid-template-columns:1fr;gap:0}}
/* AE-style choreography (replaces the CSS drawer): layout snaps, WAAPI does the motion */
.sit-pw,.sit-pw.open,.sit-pw .sit-panel,.sit-grid,.sit-grid .sit h4,.sit-grid .sit p,.sit-grid .sit .sit-cta,.sit-grid .sit .sit-mark{transition:none}
.sit-grid .sit{transition:transform .16s var(--ease-out),box-shadow .3s ease}
.sit-pw .sit-panel,.sit-pw.open .sit-panel{opacity:1;transform:none}
.sit-pw{position:relative;z-index:3}
.sit-panel.morph{background:transparent}
.sit-ghost{position:absolute;z-index:2;pointer-events:none}
.sit-ghost.under{z-index:0}
.sit-ripple{position:absolute;z-index:4;width:520px;height:520px;border-radius:50%;pointer-events:none;border:2px solid rgba(42,92,240,.55);background:radial-gradient(circle,rgba(42,92,240,.14),rgba(42,92,240,0) 62%)}
.sit-panel{position:relative;overflow:hidden;isolation:isolate}
.sp-mark{position:absolute;right:-30px;top:-30px;width:300px;height:300px;z-index:-1;color:var(--blue,#1c50dd);opacity:.12;transform:rotate(-8deg);pointer-events:none}
@media(max-width:620px){.sp-mark{width:180px;height:180px;right:-24px;top:-24px}}
#help .sit-grid{position:relative;z-index:1}
.sg-shape{position:absolute;inset:0;background:var(--grey);will-change:clip-path}
.sg-shape i{position:absolute;inset:0;background:linear-gradient(125deg,#0d2275 0%,#1640c4 48%,#1c50dd 75%,#2a5cf0 100%)}
.sit-clone{position:absolute!important;margin:0;background:none!important;box-shadow:none!important;transform:none;pointer-events:none}
.sit-clone::before,.sit-clone .sit-mark{display:none}
.sit-clone h4,.sit-clone p,.sit-clone .h-ic,.sit-clone .sit-cta{color:inherit!important}

/* v4 (2026-10-30 review) */
.nav-in{gap:40px}
.nav-links{gap:36px}
@media(max-width:1280px){.nav-links{gap:26px}.nav-in{gap:30px}}
.hero h1{color:#fff}.hero h1 span{color:var(--gold)}
#help .sh h2{color:var(--dark)}
.b-team{grid-column:span 3}
.hl-logos img{height:34px}
.hl-logos img.td{height:30px}
.hl-logos img.home-trust{height:28px}
.hl-logos img.equitable{height:36px}
.hl-logos img.cmls{height:28px}
.hl-logos img.first-national{height:40px}
@media(max-width:760px){.hl-logos{display:grid;grid-template-columns:repeat(3,auto);justify-content:space-between;align-items:center;gap:22px 16px}.hl-logos img{height:26px}.hl-logos img.td{height:24px}.hl-logos img.home-trust{height:22px}.hl-logos img.equitable{height:28px}}

/* Calculators menu: seven links need tighter spacing, and the phone menu takes over before they run out of room. */
.nav-links{gap:22px}.nav-links a{white-space:nowrap}
@media(max-width:1240px){
  .nav-links,.nav-phone{display:none}.nav-toggle{display:flex}
  .mobile-menu.open{display:block;padding:14px 20px 24px;border-top:1px solid var(--stroke);background:#fff}
  .mobile-menu a{display:block;padding:13px 0;font-weight:600;color:var(--ink);border-bottom:1px solid var(--grey)}
  .mobile-menu .btn{margin-top:16px;width:100%}
}
.hero-slot .hb{background:#fff;color:var(--ink);border-radius:28px;padding:34px;box-shadow:0 40px 90px rgba(0,0,0,.28);display:flex;flex-direction:column}
.hb h2,.hb h3{color:var(--ink);font-size:28px;letter-spacing:-.03em;line-height:1.1;margin-bottom:22px}
.hb-note{font-size:13.5px;line-height:1.5;color:#5b6480;margin:14px 0 18px}
.hb-btn{justify-content:center;width:100%;background:#1c50dd!important;color:#fff!important}
.hb-ads{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.hb-ad{text-align:center;font-weight:600;font-size:15px}.hb-ad img{width:84px;height:84px;border-radius:50%;object-fit:cover;display:block;margin:0 auto 8px}
.hb-quote{margin-top:22px;background:#f5f6f7;border-radius:18px;padding:18px 20px}.hb-quote p{font-size:16px;line-height:1.5;margin:8px 0}.hb-quote span{font-size:13.5px;color:#5b6480}
@media(max-width:600px){.hero-slot .hb{padding:24px}.hb h2,.hb h3{font-size:24px}}
.wins-head{margin-top:90px}
.wins-cta{margin-top:56px;text-align:center}
.wins-cta h3{font-size:clamp(26px,3vw,38px);letter-spacing:-.03em;line-height:1.1;color:var(--ink);margin-bottom:24px}
.wins-cta .btn{background:#1c50dd;color:#fff}.wins-cta .btn:hover{background:#1642bd;color:#fff}
.wins{display:grid;grid-auto-rows:1fr;gap:20px}
.win{background:linear-gradient(125deg,#0d2275 0%,#1640c4 60%,#2559ea 100%);color:#fff;border-radius:28px;padding:64px 56px;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:56px;align-items:center}
.win-n{font-size:clamp(56px,10.5vw,132px);font-weight:700;letter-spacing:-.055em;line-height:.95;color:#fff}
.win-l{font-size:clamp(19px,1.9vw,26px);font-weight:600;color:var(--gold);margin-top:16px}
.win-t{font-size:clamp(26px,2.6vw,36px);letter-spacing:-.03em;line-height:1.05;color:#fff}
.win-p{font-size:17px;line-height:1.55;color:#e4ebff;margin:14px 0 24px}
.win-f{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.win-f div{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:16px 18px}
.win-f b{display:block;font-size:22px;font-weight:700;letter-spacing:-.02em;line-height:1.2;color:#fff}
.win-f span{display:block;font-size:14.5px;line-height:1.4;color:#d6defb;margin-top:4px}
@media(max-width:960px){.wins{grid-auto-rows:auto}.win{grid-template-columns:1fr;gap:32px;padding:44px 32px}}
@media(max-width:560px){.win{padding:36px 26px}.win-f{grid-template-columns:1fr}.win-n{font-size:clamp(56px,17vw,72px)}}
.st-note{margin-top:20px;font-size:14px;line-height:1.5;color:var(--muted);text-align:center}

/* Soft fade between pages, with the nav bar staying still */
@media(prefers-reduced-motion:no-preference){@view-transition{navigation:auto}}
header.nav.sn{view-transition-name:site-nav}