:root{
    --dark:#1c50dd;--dark-2:#1642bd;--ink:#141a3a;
    --grey:#f6f6f6;--grey-2:#eceef1;--white:#fff;--muted:#666a72;--stroke:#e8e8e8;
    --cyan:#3fd0ff;--on-dark:#e4ebff;--maxw:1320px;
    --ease:cubic-bezier(.22,.61,.36,1);
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased;line-height:1.55;overflow-x:hidden}
  h1,h2,h3,h4{font-family:'Inter',sans-serif;color:var(--ink);text-transform:uppercase;font-weight:700;letter-spacing:-.05em;line-height:1.02}
  h1{font-size:clamp(38px,5.2vw,62px)}h2{font-size:clamp(30px,4.2vw,46px)}h3{font-size:clamp(22px,3vw,34px)}h4{font-size:19px;letter-spacing:-.03em}
  img{max-width:100%;display:block}a{color:inherit;text-decoration:none}p{font-size:16px}
  .wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}
  section.band{padding:88px 0}
  .band.grey{background:var(--grey)}
  .band.dark{background:var(--dark);color:var(--on-dark)}
  .band.dark h2,.band.dark h3,.band.dark h4{color:#fff}
  .sh{max-width:680px;margin-bottom:44px}
  .sh.center{margin-left:auto;margin-right:auto;text-align:center}
  .sh p{margin-top:16px;font-size:19px;color:var(--muted)}
  .band.dark .sh p{color:var(--on-dark)}

  .btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-weight:500;font-size:15px;padding:14px 30px;border-radius:100px;cursor:pointer;border:1.5px solid transparent;transition:transform .25s var(--ease),background .25s,color .25s,border-color .25s;white-space:nowrap}
  .btn svg{transition:transform .25s var(--ease)}.btn:hover svg{transform:translateX(3px)}
  .btn:active{transform:scale(.97);transition-duration:.12s}
  .btn-gold{background:#fff;color:var(--dark);box-shadow:0 8px 24px rgba(0,0,0,.14)}.btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(0,0,0,.18)}
  .btn-dark{background:var(--dark);color:#fff}.btn-dark:hover{background:var(--dark-2);transform:translateY(-2px)}
  .btn-on-dark{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.34);color:#fff}.btn-on-dark:hover{background:rgba(255,255,255,.2)}
  .btn-on-light{background:#fff;color:var(--dark);border-color:var(--stroke)}.btn-on-light:hover{border-color:var(--dark);transform:translateY(-2px)}
  .btn-lg{padding:16px 34px;font-size:16px}

  .reveal{opacity:0;transform:translateY(40px);filter:blur(5px);transition:opacity .8s var(--ease),transform .8s var(--ease),filter .8s var(--ease)}
  .reveal.in{opacity:1;transform:none;filter:blur(0)}
  .d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}.d4{transition-delay:.32s}

  /* NAV: minimal paid LP, logo + phone + one CTA, no site nav */
  header.nav{position:fixed;top:0;left:0;right:0;z-index:60;background:rgba(255,255,255,.92);backdrop-filter:blur(16px);border-bottom:1px solid var(--stroke);transition:box-shadow .3s}
  header.nav.scrolled{box-shadow:0 6px 24px rgba(20,26,58,.06)}
  .nav-in{display:flex;align-items:center;justify-content:space-between;gap:20px;height:72px}
  .nav-logo{display:block;flex-shrink:0}
  .nav-logo img{height:32px;width:auto;display:block}
  .nav-right{display:flex;align-items:center;gap:16px;flex-shrink:0}
  .nav-phone{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:15px;color:var(--ink)}.nav-phone:hover{color:var(--dark)}
  .nav-phone svg{width:17px;height:17px;stroke-width:1.9;color:var(--dark)}
  .nav-phone .lbl{font-size:11px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);display:block;line-height:1}
  .nav-phone .num{display:block;line-height:1.2}

  /* HERO: copy left, lead form right */
  .phero{position:relative;overflow:hidden;color:#fff;background:#12308f}
  .phero-bg{position:absolute;inset:0;z-index:0;overflow:hidden}
  .phero-bg img{width:100%;height:100%;object-fit:cover;object-position:70% 42%}
  .phero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(105deg,rgba(15,40,130,.96) 0%,rgba(24,64,190,.86) 44%,rgba(28,80,221,.55) 76%,rgba(28,80,221,.36) 100%),linear-gradient(to top,rgba(9,20,70,.55),rgba(9,20,70,0) 42%)}
  .phero-in{position:relative;z-index:1;display:grid;grid-template-columns:0.88fr 1fr;gap:44px;align-items:start;padding-top:140px;padding-bottom:84px}
  .phero h1{color:#fff}.phero h1 span{color:var(--cyan)}
  .phero .sub{color:rgba(255,255,255,.9);font-size:19px;line-height:1.5;margin-top:22px;max-width:520px}
  .phero-chips{display:grid;gap:10px;margin-top:24px}
  .phero-chip{position:relative;display:block;padding-left:28px;font-size:15.5px;font-weight:500;line-height:1.4;color:#fff}
  .phero-chip svg{position:absolute;left:0;top:2px;width:18px;height:18px;color:var(--cyan);stroke-width:2.4}
  .phero-trust{display:flex;align-items:center;gap:12px;margin-top:24px;color:rgba(255,255,255,.9);font-size:13.5px}
  .phero-trust .stars{color:var(--cyan);letter-spacing:2px;font-size:15px}

  /* LEAD FORM card */
  .lform{background:#fff;border-radius:24px;padding:28px;color:var(--ink);box-shadow:0 40px 90px rgba(0,0,0,.3)}
  .lform .lf-h{font-family:'Inter';font-weight:700;font-size:21px;letter-spacing:-.02em;text-transform:none;line-height:1.15}
  .lform .lf-i{font-size:13.5px;color:var(--muted);margin-top:6px;margin-bottom:18px}
  .lf-field{margin-bottom:13px}
  .lf-field label{display:block;font-size:12.5px;font-weight:600;color:var(--ink);margin-bottom:6px}
  .lf-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
  .lform input,.lform select{width:100%;font-family:inherit;font-size:15px;color:var(--ink);padding:12px 14px;border:1.5px solid var(--stroke);border-radius:12px;background:var(--white);transition:border-color .2s,box-shadow .2s;-webkit-appearance:none;appearance:none}
  .lform input:focus,.lform select:focus{outline:none;border-color:var(--dark);box-shadow:0 0 0 3px rgba(28,80,221,.12)}
  .lform select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%23666a72' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 13px center;padding-right:38px}
  .lform .btn{width:100%;margin-top:6px}
  .lf-fine{font-size:12px;color:var(--muted);margin-top:12px;line-height:1.45;display:flex;gap:8px;align-items:flex-start}
  .lf-fine svg{width:15px;height:15px;color:var(--dark);flex-shrink:0;margin-top:1px;stroke-width:1.8}
  .lf-done{display:none;text-align:center;padding:24px 6px}
  .lf-done.show{display:block}
  .lform.done .lf-body{display:none}
  .lf-done .ic{width:60px;height:60px;border-radius:50%;background:var(--grey);color:var(--dark);display:flex;align-items:center;justify-content:center;margin:0 auto 18px}
  .lf-done .ic svg{width:30px;height:30px;stroke-width:2}
  .lf-done h3{font-size:24px;text-transform:none;letter-spacing:-.02em;margin-bottom:10px}
  .lf-done p{font-size:15px;color:var(--muted);max-width:320px;margin:0 auto 18px}

  /* STATS / trust strip */
  .stats{border-bottom:1px solid var(--stroke)}
  .stats-in{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding-top:38px;padding-bottom:38px}
  .stat{text-align:center}
  .stat .s-n{font-weight:700;font-size:clamp(26px,3.2vw,40px);letter-spacing:-.03em;color:var(--dark);line-height:1}
  .stat .s-n .sm{font-size:.5em;color:var(--cyan);vertical-align:middle;margin-left:2px}
  .stat .s-l{font-size:13.5px;color:var(--muted);margin-top:9px}

  /* EMPATHY split */
  .empathy{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
  .empathy-body h2{margin-bottom:18px}
  .empathy-body p{font-size:16.5px;color:var(--muted);margin-bottom:16px;max-width:520px}
  .empathy-photo{position:relative;aspect-ratio:4/3.4}
  .empathy-photo img{width:100%;height:100%;object-fit:cover;border-radius:26px;box-shadow:0 30px 70px rgba(20,26,58,.14)}
  .eq-quote{position:absolute;left:-22px;bottom:-26px;max-width:300px;background:#fff;border:1px solid var(--stroke);border-radius:20px;padding:20px 22px;box-shadow:0 26px 60px rgba(20,26,58,.18)}
  .eq-quote .st{color:var(--dark);letter-spacing:2px;font-size:14px}
  .eq-quote p{font-size:14.5px;color:var(--ink);margin:9px 0 13px;line-height:1.5}
  .eq-quote .by{display:flex;align-items:center;gap:10px}
  .eq-quote .av{width:38px;height:38px;border-radius:50%;background:var(--grey);color:var(--dark);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px;flex-shrink:0}
  .eq-quote .n{font-weight:700;font-size:13.5px}.eq-quote .l{font-size:12px;color:var(--muted);margin-top:1px}

  /* BENEFITS grid (frees you to do) */
  .ben4{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
  .ben-c{background:var(--white);border:1px solid var(--stroke);border-radius:24px;padding:30px;transition:transform .3s var(--ease),box-shadow .3s}
  .ben-c:hover{transform:translateY(-5px);box-shadow:0 20px 44px rgba(20,26,58,.08)}
  .ben-c .b-ic{width:50px;height:50px;border-radius:13px;background:var(--grey);color:var(--dark);display:flex;align-items:center;justify-content:center;margin-bottom:20px}
  .ben-c .b-ic svg{width:24px;height:24px;stroke-width:1.6}
  .ben-c h4{margin-bottom:10px}
  .ben-c p{font-size:15px;color:var(--muted)}

  /* QUALIFIER checklist */
  .qual{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
  .qual-body h2{margin-bottom:16px}
  .qual-body p{font-size:16.5px;color:var(--muted);margin-bottom:24px;max-width:480px}
  .qlist{list-style:none;display:flex;flex-direction:column;gap:12px}
  .qlist li{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--stroke);border-radius:16px;padding:16px 18px;font-size:15.5px;color:var(--ink)}
  .qlist .qk{width:26px;height:26px;border-radius:8px;background:var(--dark);color:#fff;display:flex;align-items:center;justify-content:center;flex-shrink:0}
  .qlist .qk svg{width:15px;height:15px;stroke-width:2.4}

  /* CALCULATOR */
  .calc-wrap{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
  .calc-body h2{margin-bottom:14px}
  .calc-body p{font-size:16px;color:var(--muted);max-width:460px;margin-bottom:16px}
  .calc-body .btn{margin-top:6px}
  .calc{background:var(--white);border:1px solid var(--stroke);border-radius:26px;padding:34px;box-shadow:0 24px 60px rgba(20,26,58,.08)}
  .calc label{display:flex;justify-content:space-between;font-size:14px;font-weight:500;color:var(--ink);margin:16px 0 8px}
  .calc label:first-child{margin-top:0}
  .calc label b{color:var(--dark);font-weight:700}
  .calc input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:6px;border-radius:6px;background:var(--grey-2);outline:none}
  .calc input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--dark);cursor:pointer;border:3px solid #fff;box-shadow:0 2px 8px rgba(20,26,58,.25)}
  .calc input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--dark);cursor:pointer;border:3px solid #fff}
  .calc-out{background:var(--dark);border-radius:18px;padding:22px 24px;margin:24px 0 14px;color:#fff}
  .calc-out .co-l{font-size:12.5px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:rgba(255,255,255,.72)}
  .calc-out .co-v{font-size:38px;font-weight:700;letter-spacing:-.03em;margin-top:4px}
  .calc-sub{display:flex;justify-content:space-between;align-items:center;gap:12px;background:var(--grey);border-radius:14px;padding:14px 18px;margin-bottom:18px;font-size:14px;color:var(--ink)}
  .calc-sub b{color:var(--dark);font-weight:700;font-size:17px}
  .calc .btn{width:100%}
  .calc-dis{font-size:12px;color:var(--muted);margin-top:14px;line-height:1.5}

  /* STEPS */
  .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  .step{background:var(--white);border:1px solid var(--stroke);border-radius:24px;padding:34px}
  .step .st-n{width:54px;height:54px;border-radius:15px;background:var(--dark);color:#fff;font-weight:700;font-size:21px;display:flex;align-items:center;justify-content:center;margin-bottom:24px}
  .step h4{margin-bottom:10px}
  .step p{font-size:15px;color:var(--muted)}

  /* COMPARE table */
  .ctable{border:1px solid var(--stroke);border-radius:24px;overflow:hidden;background:#fff}
  .ctable table{width:100%;border-collapse:collapse}
  .ctable th,.ctable td{text-align:left;padding:16px 20px;font-size:15px;border-bottom:1px solid var(--stroke)}
  .ctable thead th{background:var(--grey);font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.03em;color:var(--ink)}
  .ctable thead th.hi{background:var(--dark);color:#fff}
  .ctable td:first-child,.ctable th:first-child{font-weight:600;color:var(--ink);width:34%}
  .ctable td{color:var(--muted)}
  .ctable td.hi{background:rgba(28,80,221,.05);color:var(--ink);font-weight:600;text-align:center}
  .ctable td.mid{text-align:center}
  .ctable tr:last-child td{border-bottom:none}
  .ctable .yes{color:var(--dark);font-weight:700}
  .ctable .no{color:#b0b4bd}

  /* REVIEWS */
  .tgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
  .tcard{background:var(--white);border:1px solid var(--stroke);border-radius:22px;padding:26px}
  .tcard .t-st{color:var(--dark);letter-spacing:2px;font-size:15px}
  .tcard p{font-size:14.5px;color:var(--ink);margin:13px 0 18px;line-height:1.55}
  .tcard .t-by{display:flex;align-items:center;gap:12px}
  .tcard .t-av{width:44px;height:44px;border-radius:50%;background:var(--grey);color:var(--dark);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:15px;flex-shrink:0}
  .tcard .t-n{font-weight:700;font-size:14.5px}
  .tcard .t-loc{font-size:13px;color:var(--muted);margin-top:2px}

  /* GUARANTEES */
  .g3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
  .gcard{background:var(--white);border:1px solid var(--stroke);border-radius:24px;padding:32px}
  .gcard.dark{background:var(--dark);border-color:var(--dark);color:#fff}
  .gcard.dark h4{color:#fff}.gcard.dark p{color:var(--on-dark)}
  .gcard.dark .g-ic{background:rgba(255,255,255,.12);color:var(--cyan)}
  .gcard .g-ic{width:50px;height:50px;border-radius:13px;background:var(--grey);color:var(--dark);display:flex;align-items:center;justify-content:center;margin-bottom:20px}
  .gcard .g-ic svg{width:24px;height:24px;stroke-width:1.6}
  .gcard h4{margin-bottom:10px}
  .gcard p{font-size:15px;color:var(--muted)}

  /* URGENCY */
  .urg{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
  .urg-body h2{margin-bottom:18px}
  .urg-body p{font-size:16.5px;color:var(--on-dark);margin-bottom:16px;max-width:520px}
  .urg-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:24px;padding:32px}
  .urg-card .u-row{display:flex;gap:16px;align-items:flex-start;padding:16px 0;border-top:1px solid rgba(255,255,255,.14)}
  .urg-card .u-row:first-child{border-top:none;padding-top:0}
  .urg-card .u-ic{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.12);color:var(--cyan);display:flex;align-items:center;justify-content:center;flex-shrink:0}
  .urg-card .u-ic svg{width:22px;height:22px;stroke-width:1.7}
  .urg-card .u-t{font-weight:700;font-size:15.5px;color:#fff;line-height:1.2}
  .urg-card .u-s{font-size:14px;color:var(--on-dark);margin-top:4px}

  /* FAQ */
  .faqL{max-width:820px;margin:0 auto}
  .fitem{border-bottom:1px solid rgba(255,255,255,.16)}
  .fq{width:100%;text-align:left;background:none;border:none;color:#fff;font-family:'Inter';font-weight:600;font-size:18px;padding:22px 0;cursor:pointer;display:flex;justify-content:space-between;gap:20px;align-items:center}
  .fq .fic{color:var(--cyan);font-size:24px;flex-shrink:0;transition:transform .3s;line-height:1}
  .fitem.open .fic{transform:rotate(45deg)}
  .fa{max-height:0;overflow:hidden;transition:max-height .35s var(--ease)}
  .fa p{color:var(--on-dark);font-size:15.5px;padding-bottom:22px;max-width:720px}

  /* CTA */
  .cta{background:linear-gradient(120deg,rgba(18,48,143,.93),rgba(28,80,221,.85)),#12308f;border-radius:34px;padding:76px 44px;text-align:center;color:#fff;overflow:hidden;position:relative}
  .cta-bg{position:absolute;inset:0;z-index:0}
  .cta-bg img{width:100%;height:100%;object-fit:cover;opacity:.26}
  .cta-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,rgba(18,48,143,.92),rgba(28,80,221,.82))}
  .cta>h2,.cta>p,.cta>.cta-btns,.cta>.cta-trust{position:relative;z-index:1}
  .cta h2{color:#fff;font-size:clamp(32px,4.6vw,56px);line-height:1}
  .cta p{color:rgba(255,255,255,.88);font-size:18px;margin-top:18px;max-width:540px;margin-left:auto;margin-right:auto}
  .cta-btns{margin-top:30px;display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
  .cta-trust{margin-top:20px;font-size:13.5px;color:rgba(255,255,255,.8)}
  .cta-trust .stars{color:var(--cyan);letter-spacing:2px}

  /* FOOTER */
  footer{background:#0e1533;color:rgba(255,255,255,.7);padding:56px 0 28px}
  .foot-top{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.1)}
  .foot-brand img{height:34px;margin-bottom:18px}
  .foot-brand p{font-size:14.5px;color:rgba(255,255,255,.7);max-width:320px;line-height:1.6}
  footer h4.col{color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:.06em;margin-bottom:16px}
  .foot-addr{font-size:14px;line-height:1.6;margin-bottom:14px}
  footer ul{list-style:none}footer li{margin-bottom:10px}
  footer li a{font-size:14px;color:rgba(255,255,255,.7);transition:color .2s}footer li a:hover{color:#fff}
  .foot-legal{font-size:12px;color:rgba(255,255,255,.5);padding:22px 0;line-height:1.6;border-bottom:1px solid rgba(255,255,255,.1)}
  .foot-bottom{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:20px;font-size:13px}

  /* STICKY MOBILE BAR */

  /* avatar cluster (hero) */
  .avstack{display:inline-flex;margin-right:2px;flex-shrink:0}
  .avstack span{width:38px;height:38px;border-radius:50%;border:2px solid rgba(255,255,255,.92);margin-left:-11px;background-size:cover;background-position:center}
  .avstack span:first-child{margin-left:0}
  .phero-trust .rate{font-weight:700;color:#fff}

  /* LENDER trust band */
  .brandband{padding:46px 0;border-bottom:1px solid var(--stroke)}
  .brandband .lbl{text-align:center;font-size:15px;font-weight:500;color:var(--muted);margin-bottom:28px}
  .brandband .lbl b{color:var(--ink);font-weight:700}
  .logos{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:clamp(30px,5vw,60px)}
  .logos img{height:30px;opacity:.5;filter:grayscale(1);transition:opacity .25s,filter .25s}
  .logos img:hover{opacity:1;filter:none}

  /* benefits dark feature card */
  .ben-c.dark{background:var(--dark);border-color:var(--dark);color:#fff}
  .ben-c.dark h4{color:#fff}.ben-c.dark p{color:var(--on-dark)}
  .ben-c.dark .b-ic{background:rgba(255,255,255,.12);color:var(--cyan)}

  /* reviews rating header */
  .rate-head{display:flex;align-items:center;justify-content:center;gap:20px;margin-bottom:42px}
  .rate-head .big{font-size:66px;font-weight:700;letter-spacing:-.04em;color:var(--dark);line-height:.9}
  .rate-head .rh-r .stars{color:var(--dark);letter-spacing:3px;font-size:21px}
  .rate-head .rh-r .sub{font-size:14.5px;color:var(--muted);margin-top:5px}

  @media(max-width:900px){
    .phero-in{grid-template-columns:1fr;gap:36px;padding-top:112px;padding-bottom:56px}
    .empathy,.qual,.calc-wrap,.urg{grid-template-columns:1fr;gap:34px}
    .empathy-photo{order:-1;aspect-ratio:16/10}
    .eq-quote{position:static;max-width:none;left:auto;bottom:auto;margin-top:14px}
    .ben4{grid-template-columns:1fr}
    .steps,.g3{grid-template-columns:1fr}
    .tgrid{grid-template-columns:1fr 1fr}
    .ctable{overflow-x:auto}.ctable table{min-width:640px}
    .foot-top{grid-template-columns:1fr 1fr;gap:28px}
  }
  @media(max-width:680px){
    .nav-phone .lbl{display:none}
    .nav-in{height:64px;gap:12px}
    .nav-logo img{height:38px}
    .nav-right{gap:10px}
    .nav-phone{width:44px;height:44px;justify-content:center;border-radius:100px;background:#f5f6f7;border:1px solid var(--stroke)}
    .nav-phone .num{display:none}
    .nav-phone svg{width:19px;height:19px}
    .nav .btn{padding:11px 20px;font-size:14.5px}
    section.band{padding:60px 0}
    .stats-in{grid-template-columns:1fr 1fr;gap:26px 14px}
    .tgrid{grid-template-columns:1fr}
    .cta{padding:52px 24px}.foot-top{grid-template-columns:1fr}
    .lf-row{grid-template-columns:1fr}
    .lform{padding:22px 8px 10px;border-radius:20px}
    .lform .lf-h,.lform .lf-i{padding:0 14px}
    /* Phones: landing.js snaps the form to just under the header. The subtitle is hidden here so the whole card fits on screen; the advisor box in the form already says they will call back. */
    .lform{padding-top:16px}
    .lform .lf-i{display:none}
    .lform .lf-h{margin-bottom:4px}
  }
  @media(hover:none){.ben-c:hover,.tcard:hover{transform:none}}
  @media(prefers-reduced-motion:reduce){.reveal{opacity:1!important;transform:none!important;filter:none!important}}

  /* paid LP content pages (added for the Webflow content port) */
  .band:not(.dark) h2 span,.band:not(.dark) h3 span{color:var(--dark)}
  .band.dark h2 span{color:var(--cyan)}
  .cta h2 span{color:var(--cyan)}
  .lists2{display:grid;grid-template-columns:1fr 1fr;gap:22px}
  .lcard{background:#fff;border:1px solid var(--stroke);border-radius:24px;padding:30px}
  .lcard h4{margin-bottom:18px}
  .lcard .qlist li{border:none;background:var(--grey);padding:13px 16px}
  .ben6{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
  .who-card{background:var(--dark);color:#fff;border-radius:24px;padding:34px}
  .who-card h4{color:#fff;margin-bottom:14px}
  .who-card p{color:var(--on-dark);font-size:15.5px;margin-bottom:12px}
  .who-card .btns{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
  .qual-body .qlist{margin-top:22px}
  .calc-out .co-s{font-size:13px;color:rgba(255,255,255,.75);margin-top:4px}
  .calc-sub+.calc-sub{margin-top:-8px}
  .calc .strike{text-decoration:line-through;color:var(--muted)}
  @media(max-width:900px){.lists2{grid-template-columns:1fr}.ben6{grid-template-columns:1fr 1fr}}
  @media(max-width:680px){.ben6{grid-template-columns:1fr}}

  /* Highlight words on blue and gradient backgrounds: a light cyan that stays readable (beats the .band:not(.dark) dark-blue rule) */
  .phero h1 span,.band.dark h2 span,.band:not(.dark) .cta h2 span,.cta h2 span{color:#a5ebff}

  /* Small inline icon beside the card heading (no icon tiles; matches the home page) */
  .ben-c{display:grid;grid-template-columns:auto 1fr;column-gap:12px;align-items:center;align-content:start}
  .ben-c .b-ic,.ben-c.dark .b-ic{width:auto;height:auto;background:none;border-radius:0;margin:0;color:var(--dark)}
  .ben-c.dark .b-ic{color:var(--cyan)}
  .ben-c .b-ic svg{width:22px;height:22px;stroke-width:1.8;display:block}
  .ben-c h4{margin:0;line-height:1.2}
  .ben-c p{grid-column:1/-1;margin-top:12px}
  .cta .stars,.phero .stars{color:#a5ebff}