Every situation is different. We start with yours, find the way forward and take care of the rest.
We work with lenders who care more about the equity in your home than your income or credit score. Tell us what’s going on, and we’ll match you with the right one.
Credit cards and other balances, brought together in one refinance. Their payments dropped by $3,605 a month, and that money now stays in their budget.
The city was threatening to send their house to auction. We got them financed, paid off the arrears and helped them rebuild their credit. Today they have a new first mortgage, and they’re still home.
From Lighthouse clients, with names left out for privacy. Your numbers will depend on your home, your lender and your situation.
From our Google reviews, in their own words.
“I had an amazing experience working with Marko as my mortgage broker! He was incredibly helpful, professional, and responsive throughout the entire process. He worked quickly to help me secure my mortgage and made what could have been a stressful and overwhelming experience feel smooth and straightforward.”
“Matthew was wonderful to work with. He remained calm and collected every moment of our transaction (Even when I became emotional) and handled everything with the professionalism and integrity. Highly recommend Matthew and the team at Lighthouse Lending!”
“I had a great experience working with William at Lighthouse Lending during my remortgage. Will was very easy to deal with, always responded promptly to my calls and texts, and took the time to explain any concerns I had along the way.”
Matthew
Will
MarkoWe know the options across banks, credit unions and private lenders. That’s how we find the right fit for you, and why we can move quickly once you say yes.
We started Lighthouse so Ontario homeowners would have someone in their corner who listens first. We’ll tell you plainly what’s possible, lay out your options and stay with you until your mortgage closes.
See what I qualify forWhatever brought you here, we can help. Pick the one that fits, and we’ll take care of finding the right solution.
Three steps, and you only have to do the first one.
Answer a few quick questions, or call. We start with where you want to be, not a pile of forms.
No judgementWe compare the options for you and walk you through the ones that fit your plan, side by side.
No pressureOnce you say yes, we handle the lender and the paperwork through to closing.
You decide when to movePlain answers to every question, before you decide.
No. Whether your term is ending, you want a lower payment or you’d like to use the equity in your home, we look at your full picture and find the option that fits.
Two mortgages at the same rate can end up far apart. The terms decide how much extra you can pay down, what happens if you sell or move and when you can use the equity in your home. We match the terms to your plan.
No. You see your options side by side and you choose. If staying with your lender fits your plan best, we’ll tell you. Nothing moves unless you decide it should.
A few months before your renewal date is a good time. Starting early gives you time to compare and more room to choose.
No. Rebuilding credit or income that’s hard to show on paper doesn’t rule you out. For self-employed clients, bank statements or T1 generals can be enough.
Talking to us doesn’t affect it. We ask before any step that involves a credit check.
Let’s talk it through. Tell us where you want to be and we’ll show you your options and take care of the rest. You decide when to move.
