Debt Consolidation

Take Control of Your Financial Future

Break free from the cycle of high-interest debt. Lighthouse Lending consolidates what you owe to build lasting freedom.

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Refinance

Refinance

Take advantage of today’s lower mortgage rates and more favorable loan terms. Refinancing can reduce your monthly payments, shorten your loan duration, or consolidate existing debts. Our mortgage professionals will guide you step-by-step to determine your best refinancing options.

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Mortgage Renewal

Mortgage Renewal

When it's time to renew your mortgage, don't just accept your current lender’s terms—explore your options with Lighthouse Lending. We’ll review the market and negotiate the most competitive rates available, ensuring your renewed mortgage meets your current financial needs and future goals.

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Stop Power of Sale & Mortgage Arrears

Stop Power of Sale

Quick approvals to refinance your property and help you stay in your home‍

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Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)

Enjoy flexible, ongoing access to your home equity with a revolving credit line. Borrow as you need, when you need it, paying interest only on what you actually use. Perfect for home improvements, emergencies, or managing cash flow, a HELOC provides peace of mind and financial flexibility.

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2nd Mortgage

2nd Mortgage

Tap into your home’s value with a Second Mortgage or Home Equity Loan. Lighthouse Lending helps you fund renovations, consolidate debt, or invest in future goals.

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Reverse Mortgage

Reverse Mortgage

Homeowners 55+ can convert home equity into cash without monthly payment.

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Debt Consolidation

Debt Consolidation

Use your home's equity to consolidate debt and pay off high-interest loans.

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Home Equity Loan

Home Equity Loan

Turn your home equity into a one-time lump-sum payment. A home equity loan is ideal for covering significant costs such as education, home improvements, or unexpected expenses. Our specialists ensure you understand your options clearly and secure a competitive rate that aligns with your budget.

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We work With Lenders You Know & Trust

Rates made simple.



No income? No credit? No problem.

One low rate, zero hassle.
Apply in minutes, get approved fast.

5-Year

Fixed Insured

3.94%

** DISCLAIMER: Rates are subject to change and may vary based on qualification. Terms and conditions apply.

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5-Year

Fixed Uninsured

4.19%

** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.

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5 Year

Variable

4.1%

** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.

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HELOC

Variable

5.45%

** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.

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Home Equity Loan

5.99%

** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.

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Convenient online access makes it easy to achieve your financial and homeownership goals.

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Secure Your Pre-Approval

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Sign Your Commitment

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Access Your Funds

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Lighthouse Lending Are Your Trusted Mortgage Experts Throughout Ontario

Getting a mortgage is one of life’s biggest decisions — and at Lighthouse Lending, we’re here to guide you with competitive mortgage solutions designed around your needs.

With access to a wide network of top-tier lenders and personalized service from seasoned agents and brokers, we help you secure a mortgage that fits your long-term financial goals — not just the lowest rate. Our volume gives us access to preferred rates, and our experience ensures you avoid hidden fees and costly errors and restrictions.

We’re committed to making the process clear, stress-free, and tailored to your future. Let us help you build a stronger financial foundation — starting with the right mortgage.

Start your journey with Lighthouse today.

Why Choose Lighthouse Lending?

Clear, Honest, & Transparent Guidance

No surprises, no hidden fees—just straightforward advice you can trust.

Fast Approvals, Competitive Rates

We streamline the process to get you approved quickly, with rates that work in your favour.

Tailored Lending Solutions For You

Every mortgage is unique—so is our approach. We customize financing options to fit your specific needs.

From applying to approval, we strive to make the process simple as the journey can be.

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Real Success, Real Clients.

Don’t take our word for it.
Trust our customers
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Guiding You Every Step of the Way

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18075 Leslie Street, Unit #206
Newmarket, ON | L3Y 9A4

4950 Yonge Street, Suite 2108
Toronto, ON | M2N 6K1

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