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At Lighthouse Lending, we’re here to guide you through financing your life's biggest investment. Decades of experience allows us to help homeowners refinance, get a HELOC, and access home equity no matter what your credit or income is.
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Take advantage of today’s lower mortgage rates and more favorable loan terms. Refinancing can reduce your monthly payments, shorten your loan duration, or consolidate existing debts. Our mortgage professionals will guide you step-by-step to determine your best refinancing options.
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When it's time to renew your mortgage, don't just accept your current lender’s terms—explore your options with Lighthouse Lending. We’ll review the market and negotiate the most competitive rates available, ensuring your renewed mortgage meets your current financial needs and future goals.
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Receiving a Power of Sale notice can be overwhelming, but quick action can protect your home. Lighthouse Lending specializes in fast refinancing and second mortgages, helping you halt foreclosure proceedings and regain control of your financial situation. We're here to help you keep your home.
Enjoy flexible, ongoing access to your home equity with a revolving credit line. Borrow as you need, when you need it, paying interest only on what you actually use. Perfect for home improvements, emergencies, or managing cash flow, a HELOC provides peace of mind and financial flexibility.
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Unlock your home’s built-up equity without altering your primary mortgage. A second mortgage can fund renovations, investments, or major expenses. Lighthouse Lending makes the process clear, straightforward, and tailored to your specific financial goals.
If you’re a homeowner aged 55 or older, a reverse mortgage allows you to turn part of your home’s equity into tax-free cash, without monthly repayments. It’s a safe way to support retirement living costs or major expenses without selling your home.
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Stop juggling multiple debts and simplify your finances by consolidating high-interest debts into a single manageable payment. With a lower interest rate, you'll regain control of your budget and pay down your debts faster. Let Lighthouse Lending show you the path to financial clarity.
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Turn your home equity into a one-time lump-sum payment. A home equity loan is ideal for covering significant costs such as education, home improvements, or unexpected expenses. Our specialists ensure you understand your options clearly and secure a competitive rate that aligns with your budget.
No income? No credit? No problem!
One low rate, zero hassle.
Apply in minutes and get approved fast.
HELOC
Variable
** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.
Home Equity Loan
** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.
5-Year
Fixed Uninsured
** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.
5 Year
Variable
** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.
5-Year
Fixed Insured
** DISCLAIMER: Rates are subject to change and may vary based on qualification. Terms and conditions apply.
Helpful online access makes it easy to achieve your goals.
Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
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Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
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Getting a mortgage is one of life’s biggest decisions — and at Lighthouse Lending, we’re here to guide you with competitive mortgage solutions designed around your needs.
With access to a wide network of top-tier lenders and personalized service from seasoned agents and brokers, we help you secure a mortgage that fits your long-term financial goals — not just the lowest rate. Our volume gives us access to preferred rates, and our experience ensures you avoid hidden fees and costly errors and restrictions.
We’re committed to making the process clear, stress-free, and tailored to your future. Let us help you build a stronger financial foundation — starting with the right mortgage.
No surprises, no hidden fees—just straightforward advice you can trust.
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We streamline the process to get you approved quickly, with rates that work in your favour.
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Every mortgage is unique—so is our approach. We customize financing options to fit your specific needs.
See how Lighthouse Lending has helped homeowners achieve financial freedom with ease and confidence.
Fortunately I was able to discover this creditor at the last month of my mortgage renewal. Service was timely and friendly. They were able to provide the lowest variable rate across all other lenders. As with most transitions from one lender to another, its not always a straight line, but as mentioned, the representative who was supporting me was highly responsive, even outside typical working hours. Thank you Kristen!
Fortunately I was able to discover this creditor at the last month of my mortgage renewal. Service was timely and friendly. They were able to provide the lowest variable rate across all other lenders. As with most transitions from one lender to another, its not always a straight line, but as mentioned, the representative who was supporting me was highly responsive, even outside typical working hours. Thank you Kristen!
Recently had the need to consolidate some debt. After reaching out, Kristen immediately took me in as a client. Always so nice and helpful. Brad ended up taking over and I couldn't be more pleased with him. Always available to help and assist with any questions/ issues I had. They both made it a good experience for me and I very grateful for their help!
Lighthouse Lending was fantastic to deal with and very helpful at times when life can feel stressful over finances. I really appreciated the care and effort they put into helping our family.
Matthew was wonderful to work with. He remained calm and collected every moment of our transaction (Even when I became emotional) and handled everything with the professionalism and integrity. Highly recommend Matthew and the team at lighthouse lending!
I don't know how I came across Lighthouse lending, but I thank God I did. I was looking to consolidate some debt but after talking to Kristen and explaining our situation she found a way to save us thousands. She was incredible the whole way, positive, proffessional and kind. We know she genuinely cared about finding a solution for us and we really couldn't be happier, it was above our expectations. Lighthouse lending was a huge blessing and I am so grateful to Kristen for what she did for us. I can't thank her enough.Life changing!
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