Our Lending Services

We offer customized mortgage solutions for every stage of your financial journey. Select a service below to learn more.

Debt Consolidation

Use your home's equity to consolidate debt and pay off high-interest loans.
Learn More

Reverse Mortgage

Homeowners 55+ can convert home equity into cash without monthly payment.
Learn More

Home Equity Line of Credit (HELOC)

A revolving loan using your equity when you need it and paying interest only on what you use.
Learn More

Stop Power of Sale

Quick approvals to refinance your property and help you stay in your home‍
Learn More

Home Equity Loan

A separate loan from your primary mortgage letting you access equity.
Learn More

2nd Mortgage

Tap into your home’s value with a Second Mortgage or Home Equity Loan. Lighthouse Lending helps you fund renovations, consolidate debt, or invest in future goals.
Learn More

Mortgage Renewal

A mortgage renewal happens when your term ends, giving you a chance to adjust your rate, payment schedule, and term length or explore better offers.
Learn More

Refinance

Replace your existing mortgage with a new loan for better terms, lower rates, or paying off debts.
Learn More

Debt
Consolidation

Use your home's equity to consolidate debt and pay off high-interest loans.

Home Equity Loan

A separate loan from your primary mortgage letting you access equity.

Refinance

Replace your existing mortgage with a new loan for a lower rate, better terms, and paying off debts if needed.

Home Equity Line of Credit
(HELOC)

A revolving loan using your equity when you need it and paying interest only on what you use.

Reverse
Mortgage

Homeowners 55+ can convert home equity into cash without any monthly payment.

Stop Power
of Sale

Quick approvals to refinance your property and help you stay in your home

Refinance

Replace your existing mortgage with a new loan for better terms, lower rates, or paying off debts.
Learn More

Mortgage Renewal

A mortgage renewal happens when your term ends, giving you a chance to adjust your rate, payment schedule, and term length or explore better offers.
Learn More

Stop Power of Sale

Quick approvals to refinance your property and help you stay in your home‍
Learn More

Home Equity Line of Credit (HELOC)

A revolving loan using your equity when you need it and paying interest only on what you use.
Learn More

2nd Mortgage

Tap into your home’s value with a Second Mortgage or Home Equity Loan. Lighthouse Lending helps you fund renovations, consolidate debt, or invest in future goals.
Learn More

Reverse Mortgage

Homeowners 55+ can convert home equity into cash without monthly payment.
Learn More

Debt Consolidation

Use your home's equity to consolidate debt and pay off high-interest loans.
Learn More

Home Equity Loan

A separate loan from your primary mortgage letting you access equity.
Learn More

Trust us to Light Your Way

Trusted by homeowners across Canada, Lighthouse Lending is committed to
guiding you with transparency and expertise.

Compare todays best mortgage rates across Canada

Everything you need, all in one place—great rates, a seamless online experience, and award-winning customer service from our mortgage experts.

Term Period

Rate

Alternative Lender

Fixed
4.99%

5-Year

Fixed Uninsured
4.39%

5-Year

Fixed Insured
3.69%

5 Year

Variable
4.2%

HELOC

Variable
5.7%

Private

5.99%

5-Year

Fixed Insured
0.00%

5-Year

Fixed Uninsured
0.00%

5-Year

Variable
0.00%

Alternative

Lender
0.00%

HELOC

0.00%

Private

0.00%
*Please note that these rates fluctuate.

Why Choose
Lighthouse Lending?

Clear, Honest, &
Transparent Guidance

No surprises, no hidden fees—just straightforward advice you can trust.

Fast Approvals,
Competitive Rates

We streamline the process to get you approved quickly, with rates that work in your favour.

Tailored Lending
Solutions For You

Every mortgage is unique—so is our approach. We customize financing options to fit your specific needs.

Industry Experts
You can Rely on

Our seasoned mortgage advisors bring years of experience to guide you every step of the way.

Clear, Honest, &
Transparent Guidance

No surprises, no hidden fees—just straightforward advice you can trust.

Fast Approval,
Competitive Rates

We streamline the process to get you approved quickly, with rates that work in your favour.

Tailored Lending
Solutions For
You

Every mortgage is unique—so is our approach. We customize financing options to fit your specific needs.

Industry Experts
You can Rely on

Our seasoned mortgage advisors bring years of experience to guide you every step of the way.

Our Customer
Feedback

Don’t take our word for it.
Trust our customers

Start Saving Thousands Today!

With the most competitive rates and flexible terms, you can save thousands
of dollars every month on your mortgage. Say goodbye to high-interest rates and hello to more savings.