Whatever’s going on in Kingston, we’ve seen it before
As the Limestone City on Lake Ontario, Kingston boasts waterfront vistas and heritage neighbourhoods like Sydenham and Portsmouth Village. With a thriving student population and robust healthcare sector, local homeowners need adaptable financing. Lighthouse Lending guides Kingston clients through HELOCs, mortgage renewals and refinancing strategies with expertise and care.
We work with lenders who care more about the equity in your home than your income or credit score.
Trusted by 2,400+ Ontario homeowners
You’re in good hands with Marko
Marko works with homeowners across Kingston, from Sydenham to Portsmouth Village. Whatever’s going on, tell Marko in your own words.
We won’t judge, and there’s no pressure. We’ll tell you plainly what’s possible and lay out your options.
Whatever brought you here, we can help
Pick the one that fits, and we’ll take care of finding the right solution.
My renewal is coming up
See what else is out there before you sign again.
Start hereI want one lower payment
Roll high-rate balances into one payment and breathe easier each month.
Start hereThe bank said no
A “no” from one bank isn’t the end of the conversation.
Start hereI’m self-employed
Your income counts, even when a bank form can’t see it.
Start hereI need money for something big
A renovation, a fresh start, a family need. The equity in your home can help.
Start hereI’m behind on payments
Things in life happen. It doesn’t mean you lose your home. We’ll find an answer.
Start hereI’m retired or close to it
Stay in the home you love, with more room in your budget each month.
Start hereSomething else
Tell us in your own words. If there’s a way, we’ll find it.
Start hereHow it works
Three steps, and you only have to do the first one.
Tell us what’s going on
A few quick questions online, or a call if you’d rather talk it through.
No pressureWe find the right fit
We look across banks, credit unions and private lenders, then walk you through what fits.
No judgementWe take care of the rest
Once you say yes, we handle the lender and the paperwork through to closing.
You decide when to moveWhy homeowners choose us
How you’re treated matters.
You’re heard first
We start with what you’re trying to do, not with a product to sell.
Every situation welcome
Self-employed, retired, rebuilding credit or behind on payments: we’ve helped people in your spot.
With you to the end
We stay with you until your mortgage closes, so you’re never left guessing what’s next.
Close to home
Serving Kingston and surrounding areas for 12 years.
What homeowners say
From our Google reviews, in their own words.
“I highly recommend working with Lighthouse Lending. I had a great experience with William. He really explained the process and my options. The whole process was very simple and efficient.”
“We had a complicated mortgage situation and, unfortunately, our previous broker wasn’t able to help us. Daniel stepped in, took the time to understand our situation, and worked incredibly hard to find a solution.”
“He was knowledgeable and was able to give me multiple options that would give me the most benefit while trying to remortgage my home. He made himself available when I had questions and I had a lot.”
“Joseph Nahomov provided an excellent mortgage experience from start to finish. He was professional, knowledgeable, and always quick to respond. He clearly explained my options and worked hard to secure a great rate that fit my needs.”
“Kristen is incredibly professional and knowledgeable. She goes above and beyond to ensure her clients receive the best possible service.”
“I had a really great experience working with them. Professional and really good at working with you to explore options and guide you step-by-step. Kristin was great to work with.”
Answers to every question, before you decide
Don’t see yours? Ask Marko when we talk.
We negotiate competitive rates and terms at renewal time, potentially saving you thousands over the next term.
The loan is repaid when you sell or pass away, typically from the sale proceeds. We'll explain how this impacts your heirs.
Yes. A HELOC offers accessible funds for tuition or continuing education, often at lower interest rates than unsecured loans.
Debt consolidation merges multiple obligations into one loan with a lower rate. We'll analyze your situation and recommend the best course.
Talking to us doesn’t affect it. We ask before any step that involves a credit check.
Is there any reason not to see what’s possible?
It costs nothing to get good advice, and you decide when to move.