Everything homeowners need, all in one place.

Whatever brought you here, we can help. Every situation is different, so we start with yours and find the way forward.

We work with lenders who care more about the equity in your home than your income or credit score, and we’ll match you with the right one.

25+Years of combined experience
2,400+Ontario homeowners helped
★★★★★Google reviews, in their own words

Two homeowners. Two big wins.

$114,102
in balances, consolidated

The credit cards, gone.

Credit cards and other balances, brought together in one refinance. Their payments dropped by $3,605 a month, and that money now stays in their budget.

$3,605less to pay every month
$129,783saved over a 3-year term
$56,000
in property tax arrears, paid off

They kept their home.

The city was threatening to send their house to auction. We got them financed, paid off the arrears and helped them rebuild their credit. Today they have a new first mortgage, and they’re still home.

Home keptno auction
First mortgagein place of the private loan

What homeowners say

From our Google reviews, in their own words.

★★★★★

“Matt was great. Our situation was a bit difficult but Matt worked his magic and was able to get the approval we needed that no one else could. He responded efficiently and answered all questions even on his days off.”

Rania C.
Google review
★★★★★

“Marko was very helpful and informative about the whole process. There were some hiccups along the way but everything was resolved quickly. Marko was able to get the best rate and remove a lot of stress from my life.”

Ken D.
Google review
★★★★★

“My agent William Milson was heaven sent when things and circumstances did not go as planned. He made sure that I understand each step and finding a resolution to a very difficult to place mortgage, Thank you once again Will.”

Zenny G.
Google review
MatthewMatthew
WillWill
MarkoMarko

We’ll tell you plainly what’s possible

Cards that keep climbing. Taxes owed. A bank that said no. Bring it to us, and we won’t judge.

We started Lighthouse so Ontario homeowners would have someone in their corner who listens first. More than 2,400 homeowners later, that’s still how every conversation starts.

See what I qualify for

Sound familiar?

Pick the one that fits, and we’ll take care of finding the right solution.

How it works

Three steps, and you only have to do the first one.

1

Tell us what’s going on

Answer a few quick questions, or call. We start with what you want to fix, not a pile of forms.

No judgement
2

We find the right lender

We know the options across banks, credit unions and private lenders, so we match you with the one that fits and walk you through why.

No pressure
3

We take care of the rest

Once you say yes, we handle the lender and the paperwork through to closing, so you can get on with your month.

You decide when to move

Questions people ask us

Answers to every question, before you decide.

No. Tell us what’s going on and we’ll match you with the right option. If you’ve heard a product name, bring it along and we’ll tell you whether it fits.

Ontario homeowners with equity in their home, whatever their work situation. If you own your home, you have options. If you don’t own a home yet, we’re not the right fit.

Matthew, Will or Marko will call you right away. We’ll ask what’s going on and what you’re trying to do, then tell you honestly what’s possible.

No. Banks are a good place to start, and we also work with credit unions and private lenders who look at the equity in your home first.

Talking to us doesn’t affect it. We ask before any step that involves a credit check.

No. Talking to us doesn’t commit you to anything. You decide when to move.

Whatever’s going on, we’ve seen it before.

Let’s talk it through. It costs nothing to get good advice.