Whatever’s going on in Toronto, we’ve seen it before
In the heart of the GTA, Toronto's mix of iconic neighbourhoods like North York and Scarborough create a vibrant tapestry of cultures, business and innovation. From soaring skyscrapers downtown to quiet tree-lined streets, Toronto homeowners seek flexible financing to match their unique goals. Lighthouse Lending brings our deep expertise and friendly guidance to Toronto’s busy real estate market, helping you access equity, refinance or secure a new mortgage with ease.
We work with lenders who care more about the equity in your home than your income or credit score.
Trusted by 2,400+ Ontario homeowners
You’re in good hands with Marko
Marko works with homeowners across Toronto, from North York to Scarborough. Whatever’s going on, tell Marko in your own words.
We won’t judge, and there’s no pressure. We’ll tell you plainly what’s possible and lay out your options.
Whatever brought you here, we can help
Pick the one that fits, and we’ll take care of finding the right solution.
My renewal is coming up
See what else is out there before you sign again.
Start hereI want one lower payment
Roll high-rate balances into one payment and breathe easier each month.
Start hereThe bank said no
A “no” from one bank isn’t the end of the conversation.
Start hereI’m self-employed
Your income counts, even when a bank form can’t see it.
Start hereI need money for something big
A renovation, a fresh start, a family need. The equity in your home can help.
Start hereI’m behind on payments
Things in life happen. It doesn’t mean you lose your home. We’ll find an answer.
Start hereI’m retired or close to it
Stay in the home you love, with more room in your budget each month.
Start hereSomething else
Tell us in your own words. If there’s a way, we’ll find it.
Start hereHow it works
Three steps, and you only have to do the first one.
Tell us what’s going on
A few quick questions online, or a call if you’d rather talk it through.
No pressureWe find the right fit
We look across banks, credit unions and private lenders, then walk you through what fits.
No judgementWe take care of the rest
Once you say yes, we handle the lender and the paperwork through to closing.
You decide when to moveWhy homeowners choose us
How you’re treated matters.
You’re heard first
We start with what you’re trying to do, not with a product to sell.
Every situation welcome
Self-employed, retired, rebuilding credit or behind on payments: we’ve helped people in your spot.
With you to the end
We stay with you until your mortgage closes, so you’re never left guessing what’s next.
Close to home
Serving Toronto and surrounding areas for 10 years.
What homeowners say
From our Google reviews, in their own words.
“I highly recommend working with Lighthouse Lending. I had a great experience with William. He really explained the process and my options. The whole process was very simple and efficient.”
“We had a complicated mortgage situation and, unfortunately, our previous broker wasn’t able to help us. Daniel stepped in, took the time to understand our situation, and worked incredibly hard to find a solution.”
“He was knowledgeable and was able to give me multiple options that would give me the most benefit while trying to remortgage my home. He made himself available when I had questions and I had a lot.”
“Joseph Nahomov provided an excellent mortgage experience from start to finish. He was professional, knowledgeable, and always quick to respond. He clearly explained my options and worked hard to secure a great rate that fit my needs.”
“Kristen is incredibly professional and knowledgeable. She goes above and beyond to ensure her clients receive the best possible service.”
“I had a really great experience working with them. Professional and really good at working with you to explore options and guide you step-by-step. Kristin was great to work with.”
Answers to every question, before you decide
Don’t see yours? Ask Marko when we talk.
A home equity loan lets you borrow against your property's equity to finance upgrades or repairs. Lighthouse Lending evaluates your Toronto home's value and helps secure funds with favorable terms.
Refinancing can lower your interest rate, reduce monthly payments or access cash for other goals. Our team compares options to find the best fit for Toronto homeowners.
Yes. By taking out a second mortgage, you can combine high‑interest debts into one manageable loan. We guide you through the process to ensure cost savings.
We provide reverse mortgage solutions that let you tap into home equity without selling your home. We'll explain eligibility and costs so you make an informed choice.
Talking to us doesn’t affect it. We ask before any step that involves a credit check.
Is there any reason not to see what’s possible?
It costs nothing to get good advice, and you decide when to move.